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Small Business Resource Center

Whether you're starting a new business, growing your existing business, or thinking about selling, get the resources, tools and support you need.

A personalized approach to business banking

Get the most from your banking relationship when you work with a local TD Small Business specialist. You'll have access to tailored products and services, along with the convenience of over 1,100 TD Bank locations with longer hours, including weekends.1

Explore tools and resources designed to support you and your business during any stage.

1. Focus on planning

There's a lot of planning involved in starting your new business, and TD is here to help.

Take SWOT analysis

Develop your plan

Solidify your business strategy and plan with help from these templates, videos and guides:

  1. Business plan basics video and guide

  2. Competitor analysis video and guide

  3. Reducing the risk video and guide

  1. Business plan template

  2. Marketing plan template

  3. Start-up costs calculator

2. Focus on profit

Every start-up has profitability as a key goal. Get insight on factors that can impact your profit levels with these helpful resources:

5 Ways to grow profit calculator

Cost-plus pricing calculator

Managing cash flow

Get help forecasting the money coming into and going out of your new business.

3. Focus on financing

Getting your new business up and running will likely involve some level of financial investment.

  • Explore 7 strategies to raise capital for your new business in this guide
  • Interested in securing a bank loan? Our calculator can help you estimate what your monthly payments might be based on your desired loan amount, term and interest rate
Calculate loan payment

Keep exploring

1. Focus on planning

When you're ready to expand your business, most investors, potential business partners and lenders will want to see your business plan.

  • Get grounded on business planning basics with this guide
  • Create or update your marketing plan using this template
Business plan template

More planning tools

These assessments can help you build a stronger strategic business plan:

  • Go deeper with an interactive checklist that provides tips, tactics and templates on 10 key business growth areas
  • Understand the impact of business decisions (can we afford a new hire? When is the best time to invest in new equipment?) by using the scenario planning tool within the TD Small Business Dashboard.
  • Better understand the impact of your competitors with this video , guide and leveraging the Benchmarking page within the TD Small Business Dashboard to unlock information about the performance of businesses similar to yours.

Identify business strengths and more with a SWOT analysis

2. Focus on profit

Increasing profitability is a key way to support business growth. Get insight on the many factors that can impact your profit levels with these helpful resources:

 

Discount calculator

12-month cash flow template (PDF)

12-month cash flow template (Excel)

Pricing for growth

The prices you charge are one of the most important decisions you'll make.

4 Key financial statements to track profitability

Your ability to document profitability for investors, banks and others can help your efforts to secure financing.

Learn more

3. Focus on financing

Growth and expansion of your business will likely involve a cash infusion. Get help exploring your options:

  • Learn about 7 strategies to raise capital to help your business expand in this guide
  • Interested in securing a bank loan? Our calculator can help you estimate what your monthly payments might be based on your desired loan amount, term and interest rate
Calculate loan payment

Keep exploring

1. Guidance for you and your business

Our Small Business specialists and wealth planners can help you with business succession planning as well as your personal wealth planning.

There are a variety of different exit strategies, the most common are:

  • Selling outright: A clean exit if you have a buyer
  • Leave to family: You will need to create a succession plan
  • Be acquired: If you're willing to work under new management
  • Liquidate: If you cannot sell, the business is usually only worth the value of its assets or leases

Find out more about wealth strategies for business owners

2. Maximize your business value

Your business is worth what the highest bidder thinks it is worth. You may be able to increase the price for your business by showing:

  • Proven, long-term stability and the potential for reliable future growth
  • A well-managed customer database
  • Secure cash flow with solid reporting structures
  • Protected Intellectual Property (IP)

Learn about four ways you can determine the value of your business.

Tools to help you increase business value:

3. Create your plan

  • Succession Planning

    Building a successful business leaves little time to appropriately plan for the future. You can create a business succession plan well before you’re ready to retire or sell with our help. TD Wealth planning is tailored to meet your unique needs and goals while reducing complexity and often reduces the costs involved with accountants, attorneys and business brokers.

    Learn more

  • Legacy and Philanthropic Planning

    As a business owner, your legacy includes personal assets as well as business ownership interests. A comprehensive estate plan can help you minimize the impact of estate taxes, leave a personal or charitable legacy and arrange for the distribution of your assets. TD Wealth's team of experts can help you reach your goals with holistic and compassionate guidance.

    Learn more

Keep exploring

Committed to the success of diverse owned businesses

Diverse owned businesses face unique challenges. At TD, we recognize the importance of representation in the business community and are committed to helping.

Learn more

1Based on average store hour data pulled in January 2024 of Top Banks (as defined below) in metropolitan statistical areas in which TD Bank operates ("TD MSAs"), excluding drive-thru hours and hours of locations in retail stores (such as grocery stores). Top banks are the top 20 banks by total deposits across TD MSAs, the top five banks by store share (or by total deposits, if store share is equal) in each TD MSA, and any bank with greater or equal store share compared to TD Bank in each TD MSA ("Top Banks").

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