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TD Bank Merchant Solutions

When it comes to running a business, no one size fits all. That's why TD offers a variety in-person, mobile and eCommerce point-of-sale (POS) solutions – so you can accept customer payments in the ways that work best for them and you – in store, online or on-the-go.

With same-day set up, start accepting cash, checks, credit and debit cards, plus contactless payments like Apple Pay, Google Pay and more.1 Then, access those funds fast with next-business-day deposits.2 To make it even better, when you open a TD Business Premier Checking Account, you'll get your monthly maintenance fees waived.3

Accept payments how, where and when you want

In store

Choose from the in-person POS solutions below to begin accepting customer payments. Plus, sync apps across all of your Clover® devices in real time with customized solutions from the Clover App Market.4

Best for: Full-service and quick service restaurants, cafes, retail stores, salons, doctor offices and more.

  • Clover Station: A powerful all-in-one POS

    • EMV processing and fingerprint access
    • Upgrade with add-on components like a customer-facing printer, barcode scanner or scale
    • Customize and boost productivity with add-ons from the Clover App Market†

  • Clover Mini: Compact POS that grows with you

    • A small footprint that fits in tight spaces
    • Out-of-the-box solution accepts EMV chip, swipe and contactless payments
    • Make your Mini as powerful as you need it to be with add-ons and apps

  • Clover Flex: A wireless all-in-one POS

    • Take payments tableside or anywhere in your store or business
    • Track sales in real time
    • Built-in camera and barcode reader to scan items into inventory
    • Print receipts
    • Customize with Clover App Market†

On-the-go

Choose from the mobile POS solutions below to begin accepting payments anywhere there's wifi or cellular connectivity. Plus, sync apps across all of your Clover devices in real time with customized solutions from the Clover App Market.

Best for: Table-side service, pop-up shops or any business that operates outside of a brick-and-mortar location.

  • Clover Flex: A wireless all-in-one POS

    • Take payments tableside or anywhere in your store or business
    • Track sales in real time
    • Built-in camera and barcode reader to scan items into inventory
    • Print receipts
    • Customize with Clover App Market†

  • Clover Go: Goes wherever you work

    • Use Bluetooth to pair with your smart phone or tablet
    • Works anywhere with wifi or cellular service
    • Accept Apple Pay2, Android Pay3 and other mobile wallet apps
    • Customize with Clover App Market†

Ready to get started? Connect with a local advisor.

Our dedicated TD Merchant Solutions Payment Advisors will work closely with you to understand your business needs and match you with the best solution. Connect with them in person, online or by phone today.

Find an advisor

Payment processing is just the beginning

Choose the right tools to develop your business systems with the help of our Merchant Solutions experts.

  • Manage: Engage customers, manage employees, plus view real-time inventory and order tracking and reporting
  • Grow: Customize your solution to track sales, identify trends, report on customer segments, spending patterns, sales comparison and more
  • Protect: Fully encrypted transactions, software and hardware monitoring with TransArmorSM

Explore our eCommerce solutions

TD's online solutions are easy to set up, accept all forms of payment and offer direct deposit into your TD Bank Small Business Checking account. It's fast and simple for you and your customers.

Managing your Merchant Solutions

Find resources on our Clover and eCommerce solutions, useful forms, apps and more.

Have more questions? Current customers can get help 24/7.
1-855-599-4656

Find out more

Get started with TD Bank Merchant Solutions

Merchant Offer
+Merchants can earn a free Clover Go device OR a credit back to a TD Bank Settlement account based on processing volume within the first three calendar months from account approval.

Clover Go Offer:

Clover Go merchants can receive a Clover Go at no cost and no Clover Platform fee for the first 12 months of the Merchant account.

OR

Cash Back Offer:
• $250 credit once a merchant processes at least $20,000 in the first three full months, or
• $650 credit once a merchant processes at least $40,000 in the first three full months, or
• $1,000 credit once a merchant processes at least $100,000 in the first three full months

Cash Back Offer credit is based on eligible net volume (valid gross sales minus any returns) processed during the first three full calendar months from TD Merchant Solutions account approval.

Qualifying TD Merchant Solutions accounts will receive only one of the above-mentioned Cash Back Offer amounts depending on the net volume processed and, the maximum credit is $1,000 per Merchant Solutions account.

Clover Go Offer and Cash Back Offer are available to any new TD Merchant Solutions account that is approved and opened from 07/01/2024 through 12/31/2024 and that meets the additional conditions below. Merchants acquiring only Clover Go as a processing solution only qualify for the Clover Go Offer and do not qualify for the Cash Back Offer. Merchants acquiring multiple device types which include a Clover Go device will only qualify for the Cash Back Offer and do not qualify for the Clover Go Offer.

Additional Conditions:

Bonus Offer eligibility period is from 07/01/2024 – 12/31/2024. Offer is available to all new TD Merchant Solutions customers who open a new merchant account during the eligibility period. Merchants who do not select a Clover Go as a processing solution must process the minimum processing threshold during the first three full months from account approval in order to qualify for the Cash Back Offer.

New TD Merchant Solutions accounts will qualify for only one of the Clover Go Offer OR the Cash Back Offer.

Merchant must sign a 3-year Merchant Solutions Processing Agreement and the opening of a Merchant Solutions account is subject to credit approval and additional terms and conditions in the Merchant Processing Agreement.

The credit earned by merchants who qualify for the Cash Back Offer will not exceed $1,000. The credit will appear in the Merchant's settlement account the month following the third full calendar month from account approval.

Merchant's settlement account must be a TD Bank Business checking account. No payments will be made if Merchant Solutions account is not open and in good standing at the time such bonus offer is calculated and paid.

Clover Go Offer: Available on Clover Go Gen 2 and Gen 3 models (Surcharge customers only). Devices are subject to availability. Promotional offer not available on Clover Go Gen 2 with docking station bundle. Clover Go Offer cannot be combined with any other offer.

Using TD Bank’s standard payment processing setup, funds will be available in the settlement account by 6 AM ET on the next business day. Availability may vary based on merchant-selected payment processing gateway and other chosen services.

The Clover trademark and logo are owned by Clover Network, Inc., a First Data company.

†By clicking on this link you are leaving our website and entering a third-party website over which we have no control.

Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third-party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third-party sites.

Third-party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third party website before you provide personal or confidential information.

1Apple, the Apple logo, iPhone and iPad are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Google Pay is a trademark of Google Inc.

2Next business day funding: Fees may apply for optional services. For merchants with a TD Bank settlement account and TD Bank’s standard payment processing setup, funds will be available in the settlement account by 6 AM ET on the next business day. Availability may vary based on merchant selected payment processing gateway and other chosen services, including but not limited to, the use of non-TD Bank settlement account.

3Merchant account must be open and in good standing. Fees may apply for optional services. Additional restrictions apply. See the TD Bank, N.A. Member Merchant Agreement for Applicable Merchant Processing Fees and Assessments. Subject to credit approval.

TD Business Premier Checking: First 3 statement cycles waived, then meet one of the following requirements to waive the $30 monthly maintenance fee ($360 annually): 1) $40,000 in combined business deposits and one personal checking account OR 2) active TD Merchant Solutions account OR 3) TD Small Business Line of Credit or Loan OR 4) active TD Digital Express account. TD Business Premier Checking combined balances includes select business checking, business savings and business money market and personal checking products. The following business products are excluded from the combined balances: Lottery Checking, IOLTA/IOLA/IORTA/RAHF/IOREBTA, All Attorney Trust accounts, All Escrow Accounts, All Business CDs and Landlord Tenant Savings. The following personal checking products are excluded: Health Savings Accounts, TD Student Checking and TD Simply Free Checking. Approved Term loans and Commercial Real Estate Mortgage loans can be any loan amount. Approved Lines of Credit must be in amounts greater than $9,999.99. See Business Deposit Account Agreement and Schedule of Charges for details.

4The Clover trademark and logo are owned by Clover Network, Inc., a First Data company.

 

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