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TD Bank Credit Cards

Check out our special offers and find the credit card that meets your needs and has the benefits you want – like Cash Back Rewards, balance transfer offers and a credit card with a predictable minimum payment.

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See if you're prequalified for a credit card offer – with no impact to your credit score

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Low Intro Balance Transfer APR Credit Cards

Take advantage of our low intro APR credit cards that could help you save money on interest on balance transfers.

  • TD FlexPay Credit Card
    Apply now

    *Terms and conditions

    Our best balance transfer offer: 0% intro APR* for first 18 billing cycles after account opening. After that, 18.49%-28.49% variable APR based on your creditworthiness

    Late fee forgiveness – we'll automatically refund your first late fee each year. Please note, past due payments may impact your credit score.‡

    No annual fee*

     

    Find out more

  • TD Double UpSM Credit Card

    SPECIAL OFFER
    Apply now

    *Terms and conditions

    Earn 2% unlimited Cash Back – no rotating Spend Categories, no caps or limits

    Special offer: Earn $150 Cash Back in the form of a statement credit when you spend $1,000 within the first 90 days after account opening1

    Balance transfer: 0% intro APR* for the first 15 billing cycles after account opening. After that, 19.49%-29.49% variable APR based on your creditworthiness

    No annual fee*

    Find out more

Low Intro balance transfer APR credit card FAQs

A 0% intro balance transfer APR credit card means that customers won't be charged interest on their qualifying balance transfers for a specified period of time. However, once the introductory promotional period ends, the remaining balance transfer balance that was not charged interest will be subject to interest.

The terms and conditions when you applied for the credit card and the information you received with your credit card after you were approved for the card include important information regarding the promotional period.

You can also typically contact your card issuer to request that information. 

With a 0% intro balance transfer APR card, you pay no interest on balance transfers during the promotional period. After the promotional period, the standard interest rate, which would be provided in the account opening disclosures you receive with the card, that applied to that balance will go into effect.  

However, a low intro balance transfer APR credit card will charge interest on balance transfers that is lower than the interest rate that will apply after the specified introductory promotional period ends. 

Whether you apply online, by phone or in person, you'll need to provide some basic personal information, such as full name, address and date of birth, as well as information on your income. You could complete your application in around 5 to 10 minutes. Sometimes issuers for the card for which you've applied ask for additional information regarding your application as well. 

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TD Double Up Credit Card
*Read important Credit Card Terms and Conditions for details about rates, fees, eligible purchases, balance transfer and rewards program rules. If you have a 0% introductory or promotional APR balance transfer and also use your Account to make Purchases, you can avoid paying interest if you pay the “Payment to Avoid Purchase Interest” amount shown within the ‘Payment Information’ box on your account statement.

1For the TD Double Up credit cards, maximum bonus accumulation for this promotional offer is 15,000 Bonus Points, equal to $150 in the form of a statement credit. Provided your TD Double Up Card is open and in good standing, the 15,000 Bonus Points, equal to a $150 statement credit will be reflected on your Account within 6 to 8 weeks after you spend $1,000 in total net purchases within 90 days of account opening. This offer only applies to new TD Double Up Credit Card accounts during the promotional period and is non-transferable. This online offer is not available if you open an account in response to a different offer that you may receive from us. Eligible purchases do not include purchases of any cash equivalents, money orders, and/or gift cards or reloading of gift cards.

TD Cash Credit Card
*Read important Credit Card Terms and Conditions for details about rates, fees, eligible purchases, balance transfer and rewards program rules. If you have a 0% introductory or promotional APR balance transfer and also use your Account to make Purchases, you can avoid paying interest if you pay the “Payment to Avoid Purchase Interest” amount shown within the ‘Payment Information’ box on your account statement.

1For the TD Cash credit cards, maximum bonus accumulation for this promotional offer is 20,000 points which can be redeemed for $200 Cash Back rewards. Provided your TD Cash Credit Card account is open and in good standing, the $200 Cash Back rewards will be reflected in the Points Summary of your Credit Card statement in 6 to 8 weeks after you spend $1000 in total net purchases within the first 90 days of account opening. This offer only applies to new TD Cash Credit Card accounts during the promotional period and is non-transferable. This online offer is not available if you open an account in response to a different offer that you may receive from us. Eligible purchases do not include purchases of any cash equivalents, money orders, and/or gift cards or reloading of gift cards.

TD FlexPay Credit Card
*Read important Credit Card Terms and Conditions for details about your account including rates, fees, and balance transfer rules. If you have a 0% introductory or promotional APR balance transfer and also use your Account to make Purchases, you can avoid paying interest if you pay the “Payment to Avoid Purchase Interest” amount shown within the ‘Payment Information’ box on your account statement.

‡Late fee forgiveness does not change your monthly payment requirement. Past due payments will be reported to credit bureaus subject to applicable law and standard practices. This may affect your credit score.

TD Clear Visa Platinum Credit Card with a $1,000 Credit Limit
*Read important Credit Card Terms and Conditions for account details. The Clear Platinum Visa Credit Card with $1,000 Credit Limit has a $10 monthly membership fee. The monthly membership fee will be added to your monthly billing statement each month as a charge, whether or not you use your account, and applied against your available credit like other charges.

TD Clear Visa Platinum Credit Card with a $2,000 Credit Limit
†Read important Credit Card Terms and Conditions for account details. The Clear Platinum Visa Credit Card with $2,000 credit limit has a $20 monthly membership fee. The monthly membership fee will be added to your monthly billing statement each month as a charge, whether or not you use your account, and applied against your available credit like other charges.

TD First Class Visa Signature Credit Card
*Read important Credit Card Terms and Conditions for details about rates, fees, eligible purchases, balance transfer and rewards program rules. If you have a 0% introductory or promotional APR balance transfer and also use your Account to make Purchases, you can avoid paying interest if you pay the “Payment to Avoid Purchase Interest” amount shown within the ‘Payment Information’ box on your account statement.

3Bonus miles will be reflected on your credit card statement 6 to 8 weeks after a qualified first purchase and/or 6 to 8 weeks after $3,000 in total net eligible purchases made within the first 6 billing cycles of your credit card account opening date. This offer is non-transferable. This One-Time Bonus Offer is not available if you open an account in response to a different offer that you may receive from us or if you previously received a One-Time Bonus Offer on this account or any other account with us. Eligible purchases do not include purchases of any cash equivalents, money orders, and/or gift cards or reloading of gift cards. Groceries purchased from superstores and/or warehouse clubs may only earn 1 mile for each dollar spent.

TD Cash Secured Credit Card
*Read important Credit Card Terms and Conditions for details about APRs, fees, eligible purchases, balance transfers and program details. Eligible purchases do not include purchases of any cash equivalents, money orders, and/or gift cards or reloading of gift cards.

4The TD Cash Secured Credit Card can help build your credit with responsible use. TD Bank reports your account to the three major credit bureaus which can help you build or rebuild your credit if you use your credit card responsibly. Responsible use includes but is not limited to paying at least the minimum payment on time. Late payments and other derogatory activity may negatively impact your ability to build or rebuild your credit.

TD Business Solutions Credit Card
*Read important Credit Card Terms and Conditions for details about rates, fees, eligible purchases, balance transfer and rewards program rules. The person applying for the account is individually liable for the payment of all balances on the account and all cards issued pursuant to this application.

5For the TD Business Solutions credit cards, maximum bonus accumulation for this promotional offer is 25,000 Bonus Points, equal to $250 in the form of a statement credit. Provided your TD Business Solutions Card is open and in good standing, the 25,000 Bonus Points, equal to a $250 statement credit will be reflected on your Account within 6 to 8 weeks after you spend $1,500 in total net purchases within 90 days of account opening. This offer only applies to new TD Business Solution Credit Card accounts during the promotional period and is non-transferable. This online offer is not available if you open an account in response to a different offer that you may receive from us. Eligible purchases do not include purchases of any cash equivalents, money orders, and/or gift cards or reloading of gift cards.

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