TD Bank CDs

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Check out our featured rates and terms for TD Choice Promotional CDs1 and find the one that works with your savings goals.

Rates and tiers for 6 Month TD Choice CDs

Get a relationship bump rate when you also have an eligible TD Checking account.2

Bump Rate APY2

Standard APY2

Rates and tiers for 12 Month TD Choice CDs

Get a relationship bump rate when you also have an eligible TD Checking account.2

Bump Rate APY2

Standard APY2

Rates and tiers for 18 Month TD Choice CDs

Get a relationship bump rate when you also have an eligible TD Checking account.2

Bump Rate APY2

Standard APY2

What you get

Enjoy competitive interest rates that increase with your balance.

  1. Tiered interest rates
    Earn more with a higher balance

  2. Competitive, guaranteed interest rates
    A TD Choice Promotional CD may be a good choice if you want a fixed return and don't need access to your money for the duration of the term

  1. A relationship bump rate for TD Checking customers
    Receive a relationship bump rate when you have an eligible TD Bank Checking account3

  2. Low minimum deposit to open
    Deposit at least $250 to open and maintain the account

Looking for a different CD rate or term?

Explore all our options and choose the one that's right for you.


1TD Choice Promotional CDs and IRA CDs will automatically renew at maturity to the same term at the non-promotional TD Choice CD or IRA CD interest rate and APY in effect at the time of renewal unless we notify you otherwise.

2Annual Percentage Yield (APY) is accurate as of and assumes that interest and principal will remain on deposit until maturity. Penalties for early withdrawal may apply. Fees may reduce earnings. Posted rates on this page are subject to change at any time without notice. To qualify for the relationship bump rate, Customers must own an eligible TD Bank personal checking account in good standing at the time of CD or IRA CD account opening or renewal. Please refer to the Personal Deposit Account Agreement for information on early withdrawal penalties and relationship bump rate eligibility.

3 To qualify for the relationship bump rate, customers must own an eligible TD Bank personal checking account in good standing at the time of CD account opening or renewal. See the Personal Deposit Account Agreement for more details about eligibility.

4Partial and full withdrawals may be made without penalty during a ten (10) day grace period that begins on each anniversary of the account opening date.

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