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Check out our featured rates and terms for TD Choice Promotional CDs1 and find the one that works with your savings goals.

Check your TD Choice Promotional CDs investment options

How much will you be investing?

What term length are you looking for?

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

What term length are you looking for?

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

What term length are you looking for?

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

What term length are you looking for?

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Relationship APY2

Standard APY2
TD Choice Promotional CD rates

Learn more about our TD Choice Promotional CDs

Learn more

Renewals

Once your CD has matured, you have 10 calendar days (beginning on the date of maturity) to take action. You may renew any TD Choice CD into a promotional rate by visiting a store or calling 1-800-643-5363. If you don't take action, TD Choice Promotional CDs will automatically renew at maturity to the same term at the non-promotional TD Choice CD interest rate and APY in effect at the time of the renewal unless we notify you otherwise. Click here for our non promotional rates

What are the benefits of investing in a CD?

  • Low minimum deposit

    With a $250 minimum investment requirement, you can start building your savings

  • Flexible terms

    With term options ranging from 3 months to 5 years, we have the term period that works for you and your savings goals

  • Predictable return

    Earn a guaranteed, fixed rate on your investment insuring that you meet the savings goals you're looking for

  • FDIC Insured

    Our CDs are FDIC Insured providing you the extra security you're looking for

Certificate of Deposits (CDs) FAQs

  • How do certificate of deposit (CD) accounts work?

    You agree to leave your money in an account for a set period of time known as a term. At TD Bank, you'll need a minimum deposit of $250 to get started. You earn a fixed interest rate that's typically higher than the rates offered on standard savings accounts. Plus, that interest compounds. Meaning you earn interest on the money you deposit plus the interest your money earns. When the CD hits maturity, you will receive the original amount you invested plus the interest accrued. Learn more about how CDs work

  • What happens at the end of a CD term?

    When your CD reaches maturity, you'll have a 10-day grace period to renew in order to receive a promotional rate. If no changes are made and your CD renews automatically, your CD will auto-renew to a Non-Promotional TD Choice CD rate for the same term. The rate you will receive for a Non-Promotional TD Choice CD will be lower than your current Promotional TD Choice CD's rate. To ensure you feel prepared to take action once it's time to renew, you can - Learn more about your options at maturity

  • What is APY?

    APY is the Annual Percentage Yield which is the real rate of return earned on investment. Our current CD rates can be seen here. If you link a TD checking account with your TD Promotional Choice CD, you can earn a relationship rate.3

  • What do you need to open a CD account?

    To open a TD Certificate of Deposit account, you'll need your: social security number, government-issued ID, source of funds (existing banking information), and phone number (additional information may be required).

Explore other CD options

In addition to the TD Choice Promotional CDs, we have two other CD options with the investment opportunities you're looking for

1TD Choice Promotional CDs and IRA CDs will automatically renew at maturity to the same term at the non-promotional TD Choice CD or IRA CD interest rate and APY in effect at the time of renewal unless we notify you otherwise.

2Annual Percentage Yield (APY) is accurate as of and assumes that interest and principal will remain on deposit until maturity. Penalties for early withdrawal may apply. Fees may reduce earnings. Posted rates on this page are subject to change at any time without notice. To qualify for the relationship rate, customers must own an eligible TD Bank personal checking account in good standing at the time of CD or IRA CD account opening or renewal. Please refer to the Personal Deposit Account Agreement for information on early withdrawal penalties and relationship rate eligibility.

3 To qualify for the relationship rate, customers must own an eligible TD Bank personal checking account in good standing at the time of CD account opening or renewal. See the Personal Deposit Account Agreement for more details about eligibility.

4Partial and full withdrawals may be made without penalty during a ten (10) day grace period that begins on each anniversary of the account opening date.

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