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Rates and fees for TD FlexPay Credit Card
Rates and fees |
What you pay |
---|---|
Annual Percentage Rate (APR) for Purchases |
18.74%, 20.74%, 23.74%, 26.74% or 28.74% variable APR based on your creditworthiness. |
APR for Balance Transfers |
0% introductory APR on balance transfers for the first 18 billing cycles after account opening. After that, 18.74%, 20.74%, 23.74%, 26.74% or 28.74% variable APR based on your credit worthiness.* |
Balance Transfer Fee |
Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within the introductory offer. After that: Either $5 or 5% of the amount of each transfer, whichever is greater. |
Minimum Interest Charge |
$1 |
APR for Cash Advances |
29.99% variable APR |
Cash Advance Fee |
$10 or 5% of advance whichever amount is greater |
Annual Fee |
None |
Foreign Transaction Fee |
3% of each transaction in U.S. dollars |
Late Payment |
Up to $40 |
Return Payment |
Up to $40 |
Need more information?
Take a look at our terms and conditions or the Personal Credit Card Agreement for TD FlexPay Credit Card,