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How to Setup Direct Deposit to Your Checking or Savings Account
Direct deposit is a convenient way to have your paycheck, pension or Social Security payment deposited into your designated checking or savings account—without having to wait for the check to clear. Plus, with TD Early Pay,1 get your direct deposit up to 2 business days early. It's fast, safer than paper checks, and your money is available almost immediately.2
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Employer Payroll
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Federal Benefits
How to set up your paycheck for direct deposit
To have your paycheck deposited directly into your checking or savings account, download, print and complete the direct deposit authorization form and give it to your employer’s payroll representative.
To complete this form, you'll need:
- Your account number
- Bank routing transit number
- Type of account (checking or savings)
Get help setting up your paycheck for direct deposit
How to set up your federal benefits for direct deposit
The U.S. Treasury Department requires everyone who receives a federal benefit check to have a direct deposit or electronic payment option.
Federal benefits include: Social Security, Supplemental Security Income (SSI), and Veteran Affairs (VA) compensation and pension payments.
Please have the following information ready:
- Social Security or claim number
- 12-digit federal benefit check number (located in the upper right-hand corner of your federal benefit check)
- Federal benefit check amount
- TD Bank account and routing transit numbers
Get help setting up your federal benefits for direct deposit
More to know when setting up your direct deposit
If you like, you can split your direct deposit into multiple accounts. For example, you can deposit half your paycheck or federal benefits into your checking account and half into your savings.
Also, it can take a few weeks for your direct deposit to start—depending on when your employer sets it up. Until then, you'll continue to receive paper checks.
Find your account and routing numbers
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1
Routing number
Your transit routing number is the first set of numbers on the bottom left of your TD Bank check. You can also find this number on your statement, as well as in the Account Details section of Online Banking and the TD Bank app.
Find your TD Bank routing number -
2
Account number
Your account number is located to the right of the routing number at the bottom of your TD Bank check. You can also find this number on your statement, as well as in the Account Details section of Online Banking and the TD Bank app.