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Ways to send money

Bank conveniently and confidently almost anywhere with online and mobile banking.

Send money internationally with TD Global TransferTM

Money can be sent internationally to over 200 countries5.
You can choose one of three secure methods that's easy for you and convenient for your recipient.

  • International Bank Transfer

    Transfer money directly to your recipient’s bank account in as little as 1-5 business days4 using your eligible TD Canadian or U.S. dollar personal chequing, savings or line of credit accounts.

  • Western Union® Money TransferSM

    Send money internationally to more than 500,000 Western Union® Agent locations in over 200 countries with funds available for pick-up1 in as little as 2-4 hours3,4

  • Visa Direct

    Send money internationally directly to your recipient’s eligible Visa Debit Card, Visa Credit Card or Reloadable Prepaid Visa Card2 in as little as 24-484 hours.

Offers and Promotions

  • TD International Student Banking Package

    Enjoy unlimited international money transfers with transfer fees rebated for up to 12 months when you send money using TD Global TransferTM Conditions apply.6

    See Offer

  • TD New to Canada Banking Package

    Enjoy unlimited international money transfers with transfer fees rebated for up to 12 months. Conditions apply.8 Get up to $360 in value when you send money using TD Global TransferTM with your TD Unlimited Chequing Account.

    See Offer

Benefits of TD Global TransferTM

  • Global reach

    Send money to over 200 countries5 including India, China, and The Philippines. See available countries

  • Convenient

    Three options to send money: direct to bank account, cash pick up through Western Union, or eligible Visa Card2.

  • Secure

    Send confidently as your transactions are protected by the  TD Online and Mobile Security Guarantee.

  • Competitive exchange rates

    Send money with TD Global Transfer using EasyWeb or the TD App at competitive exchange rates and fees.

How to send money with TD Global TransferTM

  • Step 1: Login

    Login to the TD app, tap Move Money at bottom, then select TD Global Transfer.

    First time users will need to register. Follow the prompts and review and accept the TD Terms of Use and Privacy Terms.

  • Step 2: Get an estimate

    Select the Country and enter the amount you want to send, and review quotes.

  • Step 3: Select a transfer method

    Select the transfer method that best suits you and your recipient.

  • Step 4: Send your transfer

    Select the account to transfer from and enter recipient information. Review and confirm all details and track the status of your transfer using TD Global Transfer transaction history.

  • Step 1: Login

    Login to the EasyWeb, tap on TD Global Transfer on the left of the screen.

    For first time users you will need to register. Follow the prompts and review and accept the TD Terms of Use and Privacy Terms.

  • Step 2: Get an estimate

    Select the Country, enter the amount you want to send, and review quotes.

  • Step 3: Select a transfer method

    Select the transfer method that best suits you and your recipient.

  • Step 4: Send your transfer

    Select the account to transfer from and enter the recipient information. Review your details and complete your transfer.

Frequently Asked Questions

IBAN – International Bank Account Number:

  • IBAN (or International Bank Account Number) identifies your recipient's country and account number. For the destination country you selected, an IBAN is typically 22 characters long, and contain both letters and numbers. It typically starts with a two letter country indicator, for example, a Germany IBAN starts with: DE.

BIC/Swift Code:

  • BIC (Bank Identifier Code) or SWIFT code, identifies the recipient's bank and location. It is typically 8 or 11 characters long, and contains both letters and numbers.

Some additional information that may be required for your money transfer may include but not limited to:

  • Recipient Account Number (e.g. IBAN, CLABE, BBAN)
  • Bank Number (e.g. BIC, Swift, Routing Code)
  • Branch ID (Branch Code)
  • Tax ID
  • Recipient Currency

If you need help filling out the fields for your money transfer, simply select 'Get help finding bank information' on the TD app or hover over the tooltip next to each field (?) in EasyWeb.

If you require additional support, please contact us at 1-844-352-1148.

You may also be required to provide additional documentation outside of the information collected within the TD Global Transfer process. In some rare instances, your recipient may be required to go into a bank and provide this information.

How much money you can send will vary depending on the method of transfer you choose.

Send limits to international bank account with TD Global Bank Transfer:
$6,500 per day, weekly limit of $26,000 and monthly limit of $65,000.

Send limits for Cash Pick-up with Western Union ®
$999.99 per day, weekly limit of $2,999.99 and monthly limit of $6,999.99.

Send to Card limits for Visa Direct
$2,500 per day, Weekly limit of $10,000 and monthly limit of $25,000.

There are no limits to the number of transfers you can send each day, as long as their total dollar value does not exceed the maximum dollar amount allowed in the time period noted above.

The minimum amount you can send is usually $10 in the currency of the funding account, but there are some countries where this amount is higher.

Western Union® Money TransferSM

To cancel your Western Union® Money TransferSM simply follow these steps:

EasyWeb

  1. Log in to EasyWeb
  2. Select TD Global Transfer in the left-hand menu to see a list of recent transactions
  3. Select the Transaction Details, of the Western Union® Money TransferSM you want to cancel
  4. Select Cancel Transfer from the options

A Western Union® Money TransferSM cannot be cancelled within the first hour of being sent, when the transaction is being validated, or after recipient has picked up their funds.

Once the transfer has been cancelled, it can take up to 5 business days for funds to be returned to your account.
If it’s taking more than 5 days, don’t hesitate to call us at 1-844-352-1148.

Visa Direct and TD Global Bank Transfer
Transfers sent to an eligible card using Visa Direct or a recipient’s bank account using TD Global Bank Transfer cannot be cancelled if the payment has been completed.

To check your TD Global Transfer status, go to your Transaction History section. Simply follow these steps:

After logging into the TD app

  1. Select Transfers from the options in the left-hand menu
  2. Select History from the Transfers menu
  3. Select the Globally tab on the right
  4. Your transfers will be listed under the Money Sent section of the History screen

Your money transfer status will show one of the following:

In progress:
Your transfer is being reviewed, please return later to check the status.

Completed:
Your transfer is complete and has been sent to the recipient . Please note, if you successfully cancel a Western Union® Money TransferSM the transfer may show as 'Completed' but the funds will be returned to you within 5 business days. To view your Western Union® Money TransferSM status and details visit https://www.westernunion.com/global-service/track-transfer with your Tracking number (MTCN).

Cancelled:
You have cancelled your transfer, or we were unable to process your transfer. Funds will be returned to you within 5 business days.

Pending Cancellation:
Your cancellation request is being reviewed, please return later to check the status.

To check your TD Global Transfer status, go to your Transaction History section. Simply follow these steps:

  1. Log in to EasyWeb
  2. Select TD Global Transfer in the left-hand menu
  3. A list of your last 25 transactions will be displayed
  4. To view the Transaction Details, select the transaction that you would like to view
  5. The status appears in the grey section of your Transfer Receipt to the right

Your money transfer status will show one of the following:

In Progress:
Your transfer is being reviewed, please return later to check the status.

Completed:
Your transfer is complete and has been sent to the recipient . Please note, if you successfully cancel a Western Union® Money TransferSM the transfer may show as Completed but the funds will be returned to you within 5 business days. To view your Western Union® Money TransferSM status and details visit https://www.westernunion.com/global-service/track-transfer with your Tracking number (MTCN).

Cancelled:
You have cancelled your transfer, or we were unable to process your transfer. Funds will be returned to you.

Pending Cancellation:
Your cancellation request is being reviewed, please return later to check the status. If your request
has been pending for more than 5 business days, please contact us at 1-844-352-1148.

Download the TD App

The TD app7 provides quick, easy, and secure access to your TD account. Simply scan the QR code to download the app. It's all about making things easy.

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