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Canada Emergency Business Account (CEBA)

IMPORTANT INFORMATION

The Government of Canada has announced the repayment deadline for Canada Emergency Business Account (CEBA) loans to qualify for partial loan forgiveness has been extended from December 31, 2022 to January 18, 2024 for eligible borrowers in good standing. Eligible borrowers who are in good standing are also not required to pay interest on their CEBA loan until January 19, 2024 upon which interest will accrue at a rate of 5% per annum payable monthly.

The application window to apply for a CEBA loan closed June 30, 2021. Further details can be found by visiting our FAQ Page.

For enquiries on key program dates and updates, please refer to the Government of Canada CEBA website.

Business Development Canada (BDC) Co-Lending Program

The Co-Lending Program brings the BDC together with TD to co-lend term loans to Small and Medium businesses that need help with operational cash flow requirements. This program is no longer being offered.

TD Business Banking customers should contact their Relationship, Account Manager or Account Manager for Small Business if you have questions about your existing loan.

EDC Business Credit Availability Program (BCAP)

Export Development Canada’s Business Credit Availability Program (BCAP) offers eligible customers with credit financing.

This program is no longer being offered.

TD Business Banking customers should contact their Relationship or Account Manager if you have questions about your existing loan.

Investissement Québec (IQ) Programme d’actions concertée temporaire pour les entreprises (PACTE) – Quebec Only

The IQ PACTE program is one of the ways that TD is supporting businesses in Quebec. The program offers eligible Quebec businesses , which had been impacted by COVID-19, a guarantee to support their credit request in order to assist with covering their operating expenses.

This program is no longer being offered.

TD Business Banking customers should contact their Relationship, Account Manager or Account Manager for Small Business if you have questions about your existing loan.