2025 TD Small Business Banking Offers (Terms and Conditions)
1Offer 1: $400 Cash Offer with an eligible TD Small Business Chequing Account Terms and Conditions
You can earn $400 upon completion of the following requirements:
a. Open a new Every Day A, Every Day B, Every Day C or TD Unlimited Business Plan chequing account ("Eligible Chequing Account") between May 1st, 2025 and August 30th; and
b. Complete any two of the following three actions with the Eligible Chequing Account:
- Make an Online Bill Payment through EasyWeb or the TD app within 120 days of opening the account
- Set up a Recurring Pre-Authorized Debit with the first Pre-Authorized Debit posted to the Eligible Chequing Account within 120 days of account opening. The recurrence of the pre-authorized debit must occur either weekly, biweekly, monthly, or twice per month
- Set up a Recurring Direct Deposit with the first deposit posted to the Eligible Chequing Account within 120 days of account opening. The recurrence of the direct deposit credit must be weekly, biweekly, monthly, or twice per month
To receive the $400 cash Offer, the Eligible Chequing Account must be open and in good standing with any applicable conditions and eligibility criteria continuing to be met on the day that the money is deposited into the account. The cash offer will be deposited to the Eligible Chequing Account no later than 180 days from account opening. This offer is not available to existing holders of any business chequing account or to any holder of a business chequing account that was closed on or after May 1st, 2024. This offer cannot be used in conjunction with any other offer for an Eligible Chequing Account. TD may change, extend or withdraw all or any part of this offer, at any time without notice or compensation. This offer and the opening of the Eligible Chequing Account is subject to complying with TD Canada Trust eligibility criteria and applicable terms. All account types are Canadian dollar accounts unless otherwise noted.
2Offer 2: Savings Account Cash Offer of $200, $500, $800 or $1,000 Terms and Conditions
You can earn $200, $500, $800 or $1,000 upon completion of the following requirements:
a. Open an Every Day A, Every Day B, Every Day C or TD Unlimited Business Plan chequing account ("Eligible Chequing Account") between May 1st, 2025 and August 30th, 2025;
b. Open a new TD Business Savings Account within 30 days from date your Eligible Chequing Account was opened;
c. Deposit a minimum of $10,000 to your new TD Business Savings Account within 30 days from opening it; and
d. Maintain the deposited amount ("Qualifying Balance") in the new TD Business Savings Account for 120 days from the date of deposit ("Maintenance Period");
You are then eligible to earn one of the following Available Cash Offers in accordance with the following table provided your new TD Business Savings Account and Eligible Chequing Account remain open and in good standing until the money is deposited.
Table 1
Qualifying Balance
|
Available Cash Offer
|
$10,000
|
$200
|
$25,000
|
$500
|
$50,000
|
$800
|
$100,000
|
$1,000
|
This offer is not available to existing holders of any business chequing account or to any holder of a business chequing account that was closed on or after May 1st, 2024. The Available Cash Offer applicable to your Qualifying Balance will be deposited to your Eligible Chequing Account within 12 weeks following the end of the Maintenance Period. TD may change, extend or withdraw this offer, or any portion of this offer, at any time. This offer cannot be used in conjunction with any other offer or discount for the same product(s).
This offer and the opening of the Eligible Chequing Account and new TD Small Business Savings Account is subject to complying with TD Canada Trust eligibility criteria and applicable terms. All account types are Canadian dollar accounts unless otherwise noted.
3Offer 3: $500 or $1,000 Cash TD Merchant Solutions (TDMS) Account and TD e-Commerce Solutions Account Terms and Conditions:
You can earn $500 or $1,000 when you are approved for either 1 or 2 new TDMS accounts, upon completion of the following requirements:
a. Open an Every Day A, Every Day B, Every Day C or TD Unlimited Business Plan chequing account ("Eligible Chequing Account") between May 1st, 2025 and August 30th, 2025;
$500 for a new TD Merchant Solutions (TDMS) Account
b. Apply and be approved for a new TD Merchant Solutions account with a minimum three-year initial contract term and process at least one credit or debit card payment transaction with your TDMS payment solution within 120 days from the date the new business chequing account was opened.
And/Or
$500 for a new TD Merchant Solutions Account with a TD eCommerce Solutions Subscription:
c. Apply and be approved for a new TD Merchant Solutions account on a minimum three-year initial contract term, with a TD eCommerce Solutions subscription, and process at least one credit or debit card payment transaction though your TD eCommerce Solutions merchant account within 120 days from the date the new business chequing account was opened.
The cash offer will be deposited to the Eligible Chequing Account no later than 180 days from account opening. This offer is not available to existing holders of any business chequing account or to any holder of a business chequing account that was closed on or after May 1st, 2024. Your application for a new TDMS account will be reviewed and is subject to approval by TD in accordance with its credit adjudication and other policies and procedures. TD is under no obligation to approve any application for services. Payment of the cash incentive is subject to approval of your application for a new TDMS account by TD. This TDMS offer cannot be combined with other TDMS campaigns, offers or payouts. TD mobile, temporary, seasonal and national accounts are not eligible. If you improperly terminate the TDMS agreement before the initial three-year term is completed, you will be liable for paying the deactivation fee as shown on the TDMS fee schedule in addition to repaying any other type of incentive (including the Offer) made in consideration of your entry into the Agreement. TD may change, extend or withdraw this offer, or any portion of this offer, at any time.
4Offer 4: $200 Cash Small Business Line of Credit Terms and Conditions:
You can earn $200 cash, upon completion of the following requirements:
a. Open an Every Day A, Every Day B, Every Day C or TD Unlimited Business Plan chequing account ("Eligible Chequing Account") between May 1st, 2025 and August 30th, 2025; and
b. Apply and be approved for a Small Business Line of Credit that is activated within 120 days from the date that the new Eligible Chequing Account was opened.
This offer is not available to existing holders of any business chequing account or to any holder of a business chequing account that was closed on or after May 1st, 2024. This offer cannot be combined with any other promotional offer, account or package offering, or pricing request for the Small Business Line of Credit, including but not limited to set-up or monthly fee waivers. Your application for a Small Business Line of Credit will be reviewed and is subject to approval by TD in accordance with its credit adjudication and other policies and procedures, as well as additional TD terms and conditions. The cash offer will be deposited to the new Eligible Chequing Account no later than 180 days from the opening of the Eligible Chequing Account, provided that each of the Small Business Line of Credit and Eligible Chequing Account must remain open and in good standing on the day of the reward deposit, with all conditions continuing to be met. TD may change, extend or withdraw this offer, or any portion of this offer, at any time. This offer cannot be used in conjunction with any other offer or discount for the same product(s). All account types are Canadian dollar accounts unless otherwise noted.
5Offer 5: $100 in Statement Credit – TD Business Credit Cards Terms and Conditions:
You can earn $100 in statement credit, upon completion of the following requirements:
a. Open an Every Day A, Every Day B, Every Day C or TD Unlimited Business Plan chequing account ("Eligible Chequing Account") between May 1st, 2025 and August 30th, 2025; and
b. Apply and be approved for a new (i) new TD® Aeroplan® Visa* Business Card or (ii) new TD Business Travel Visa* Card or (iii) TD Business Cash Back Visa* Card or (iv) TD Business Select RateTM Visa* within 120 days from the date the new business chequing account was opened ,
c. Have $3,000 in business purchases on the New Business Credit Card within 90 days of Account approval. The one-time statement credit is awarded to the Primary Business Cardholder only after $3,000 in business purchases are made on the Primary Business Cardholder account.
Limited Time Promotional Offer for $100 Statement Credit ("Offer"): This offer is not available to existing holders of any business chequing account or to any holder of a business chequing account that was closed on or after May 1st, 2024. Limited Time Promotional Offer for $100 Statement Credit ("Offer"): This Offer is only available to the Primary Business Cardholder ("you") of either a new TD Business Travel Visa* Card or TD® Aeroplan® Visa* Business Card or TD Business Cash Back Visa* Card or TD Business Select RateTM Visa* Card ("New Business Credit Card"). Additional Cardholders are not eligible for this Offer. To receive a $100 Statement Credit for a new TD Business Travel Visa* Card or TD® Aeroplan® Visa* Business Card or TD Business Cash Back Visa* Card or TD Business Select RateTM Visa* Card, you must satisfy the following conditions: (i) apply for one of the New Business Credit Cards, (ii) be approved, open and in Good Standing within 120 days of the New Business Chequing Account being opened, and (iii) have $3,000 in business purchases on the New Business Credit Card Primary Business Cardholder account within 90 days of Account opening of the New Business Credit Card to receive the $100 one-time statement credit ("Conditions"). Business purchases made by Additional Cardholders are not eligible. The New Business Credit Card must be approved, open and in Good Standing at the time the statement credit is awarded. The one-time statement credit is awarded to the Primary Business Cardholder only after $3,000 in business purchases are made on the Primary Business Cardholder account. Additional Cardholders are not eligible for this Offer. You are not eligible for this Offer if you (a) already have a TD Business Credit Card Account open or (b) if you closed any TD Business Credit Card Account within the past 12 months. Product transfers from an existing TD Business Credit Card to a new TD® Aeroplan® Visa* Business Card , TD Business Travel Visa* Credit Card, TD Business Cash Back Visa* Card or TD Business Select RateTM Visa* Card and/or issuing additional cards does not meet the requirements for this Offer. Transfers from a Personal TD Credit Card to a new TD Business Travel Visa* Card or TD® Aeroplan® Visa* Business Card or TD Business Cash Back Visa* Card or TD Business Select RateTM Visa* Card will meet the requirements for this Offer. The Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated. This Offer is not transferable. We reserve the right to amend the offer on your Account to reflect the current offer available at the time of your TD Credit Card activation if your Card has not been approved while this Offer is in effect. Your Account must be open, active and in Good Standing at the time the statement credit is awarded. Please allow 8-12 weeks after the conditions are fulfilled for the statement credit to be credited to the new TD Business Travel Visa* Card or TD® Aeroplan® Visa* Business Card or TD Business Cash Back Visa* Card or TD Business Select RateTM Visa* Card. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any statement credit not yet awarded.
® The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.
®Aeroplan is a registered trademark of Aeroplan Inc., used under license.
* Trademark of Visa International Service Association; Used under license.
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