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Unattended devices and mass-transit solutions
Discover TD’s mass-transit solutions
Transit payments made simple: Complement an existing fare payment system with open loop payments and accept contactless debit and credit cards. Transit authorities can simplify the rider experience allowing riders to tap their contactless smartphone, watch or debit and credit card using cards already in their physical and digital wallets. No need for infrequent riders to waste time purchasing tickets, fare cards or a preloaded transit card— just tap and ride.
Open loop payments offer flexibility for riders to tap without the need for tickets, fare cards or preloaded transit cards. Contactless payments include smartphones, watches and debit or credit cards.
TD works with Transit integrators to enable complete solutions for Canadian transit authorities. TD provides payment processing while the transit integrator provides the hardware and software to accept contactless debit and credit cards.
Frequently asked questions
Many transit authorities are moving towards open loop payments which allow riders to pay for travel with their bank-issued contactless EMV credit or debit cards or smart devices. Many transit authorities already offer closed loop payments—meaning the transit authority issues specific transit cards or tickets that must be preloaded from a debit or credit card and can only be used on a designated transit authority.
TD works with transit integrators to provide a complete solution for Canadian transit authorities that want to enable open loop payments. TD provides payment processing while the transit integrator provides fare reader hardware and software to accept contactless debit and credit cards.
Open loop systems provide three key benefits for riders.
Simplicity and time savings: Improves the transit rider experience by allowing riders to pay with payment cards already in their physical and digital wallets. No more checking a transit card balance before boarding.
Convenient for all riders: Meets the needs of all riders, including one-time riders and tourists. No need for infrequent riders to waste time purchasing tickets, fare cards, or preloaded transit cards. Just tap and ride with a card already in their wallets.
Contactless means touchless: Riders can tap and ride easily while avoiding contact with fare readers, tickets or cash.