TD Automated Investing¹

What Are the Benefits of our Robo-Advisor, TD Automated Investing?

  • Your goal, your portfolio

    Share your goal and risk profile and our automated tool will recommend a portfolio tailored to your profile

  • Professionally managed portfolios

    You'll have access to TD Strategic Portfolios which are managed and monitored by experienced investment professionals

  • Automatic rebalancing

    Your portfolio will automatically rebalance, helping it stay consistent with your profile

  • Lower cost investing

    You'll pay 0.30% in wrap fees per year for the benefits of TD Automated Investing with a $15 minimum wrap fee for an account with balances under $5,0012

Get Started

How to start investing

1: Tell us about your investment goals
Select an investing goal and answer a few questions about your comfort with risk

2: We'll recommend a portfolio for you
Based on your investment goal and risk profile, our digital tool will recommend a portfolio consisting of exchange traded funds (ETFs), mutual funds and cash3

3: Let us put your money to work
Invest $1,000 to begin. Your portfolio will be automatically rebalanced to help stay consistent with your investment profile

Get Started

We're here to help

Contact us Monday through Friday from 9 AM to 5 PM ET.
Call 1-833-981-8324
E-mail AutoInvesting@td.com

How We'll Recommend Your Portfolio

Select from the risk profile tabs below for a hypothetical preview of how we'll build your portfolio based on your risk profile3. When you're ready to get started, you'll select an investment goal and answer questions about your comfort with risk. Our digital tool will automatically suggest a portfolio consisting of ETFs, mutual funds and cash consistent with your risk profile.

All Fixed Income

  • 98%

    Taxable Bond

  • 2%

    Cash

Conservative

  • 78%

    Taxable Bond

  • 14%

    US Equity

  • 6%

    International Equity

  • 2%

    Cash

Moderately Conservative

  • 63%

    Taxable Bond

  • 25%

    US Equity

  • 10%

    International Equity

  • 2%

    Cash

Moderate

  • 48%

    Taxable Bond

  • 35%

    US Equity

  • 15%

    International Equity

  • 2%

    Cash

Moderately Aggressive

  • 45%

    US Equity

  • 33%

    Taxable Bond

  • 20%

    International Equity

  • 2%

    Cash

Aggressive

  • 56%

    US Equity

  • 18%

    Taxable Bond

  • 24%

    International Equity

  • 2%

    Cash

Aggressive Growth

  • 69%

    US Equity

  • 29%

    International Equity

  • 2%

    Cash

TD Automated Investing fees and expenses³

Open a TD Automated Investing account and pay a wrap fee for the benefits of a managed portfolio. Based on your account balance, you'll pay:

Other fees and expenses apply. Please see the FAQs and Important Disclosures below. 

Who is Automated Investing for?

TD Automated Investing can be a good option for investors who:

  • Are interested in a convenient way to invest online
  • Have a personal financial goal in mind, like saving for a major purchase or retirement
  • Would like a robo-advisor to automatically monitor and rebalance their portfolio
  • Want to track their investments online

TD Automated Investing FAQs

A robo-advisor is an online digital investment advisory platform that utilizes a digital tool to recommend a portfolio, automatically invest funds and strategically reallocate them in alignment with your investment goal and risk profile.

The minimum account balance needed to start investing is $1,000.

TD Automated Investing offers tiered pricing based on your account balance. You'll pay a wrap fee of 0.30% annually on your portfolio and cash balances with a $15 minimum wrap fee for balances under $5,0011.

You will have access to TD Strategic Portfolios, consisting of exchange traded funds (ETFs), mutual funds and/or cash that are consistent with your investment goal and risk profile.

  • Individual or Joint Tenants with Rights of Survivorship taxable accounts.
  • Tax deferred Traditional IRA or Roth IRA accounts. We are not able to open an IRA with a rollover from an ERISA Plan account.

Please note contribution limitations apply to Traditional or Roth IRA accounts.

Start by selecting your investment goal and risk profile through our online assessment tool. Based on your feedback, the digital tool will recommend a TD Strategic Portfolio consisting of mutual funds, ETFs, and/or cash. To invest, you will need to complete an account application and provide your consent and agreement to important terms and conditions. After your TD Automated Investing application is submitted, we will review it and notify you when your account is opened. You'll then be able to fund your account by linking to existing bank accounts. 

Take the Next Step with TD Automated Investing

  • Apply online

    Start your investing journey today

    Open an account

  • Call us

    We're here to answer your questions.

    Monday – Friday 9 AM – 5 PM ET

    1-833-981-8324 1-833-981-8324

Customer Relationship Summary ("Form CRS") (PDF)

TD Automated Investing and TD Automated Investing Plus Form ADV Part 2A Wrap Fee Program Brochure (PDF)

FAQs—TD Automated Investing and TD Automated Investing Plus (PDF)

1TD Automated Investing may not be suitable for all investors.  Please review the TD Automated Investing and TD Automated Investing Plus FAQs and the TD Automated Investing and TD Automated Investing Plus Form ADV Part 2A Wrap Fee Program Brochure carefully before investing.

2An initial minimum deposit of $1,000 and a minimum balance of $900 is required to maintain a TDPCW Automated Investing account. The TD Automated Investing wrap fee is 0.30% of account balances including cash (subject to applicable discounts, promotions, adjustments, or waivers) paid on a quarterly basis. For TD Automated Investing accounts with balances of under $5,001, the minimum annual wrap fee is $15. The wrap fee does not include underlying fees and expenses charged by the exchange traded funds (ETFs) or mutual funds in your account. For additional fee details, see the TD Automated Investing and TD Automated Investing Plus Form ADV Part 2A Wrap Fee Program Brochure. For ETF and mutual fund expenses, refer to the mutual fund prospectus – or ETF offering documents and the TD Automated Investing and TD Automated Investing Plus Form ADV Part 2A  Wrap Fee Program Brochure.

3Recommendations are based solely on the responses you provide to our risk tolerance questions. Illustrations regarding our recommendations are hypothetical in nature and may not be relied upon as an indication of how your TD Automated Investing account will perform.  Images on the page are hypothetical and for informational purposes only. Screen images are simulated.

Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. Past performance is not a guarantee of future results. Asset allocation/diversification does not guarantee a profit or protect against a loss.

TD Bank and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for tax, legal or accounting advice. You should consult your personal tax, legal and accounting advisors for advice before engaging in any transaction.

SECURITIES AND OTHER INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A BANK DEPOSIT; NOT FDIC INSURED; NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; NOT GUARANTEED BY TD BANK, N.A. OR ANY OF ITS AFFILIATES; AND, MAY BE SUBJECT TO INVESTMENT RISK, INCLUDING POSSIBLE LOSS OF VALUE.

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SECURITIES AND OTHER INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT; NOT FDIC INSURED; NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; NOT GUARANTEED BY TD BANK, N.A. OR ANY OF ITS AFFILIATES; AND, MAY BE SUBJECT TO INVESTMENT RISK, INCLUDING POSSIBLE LOSS OF VALUE.

TD Investment Services (US) is an offering of TD Private Client Wealth, LLC, which is a wholly owned subsidiary of TD Bank N.A., member FDIC (TD Bank). TD Investment Services (US) provides its clients access to non-bank products and services.

Banking, investment and trust services are available through TD Bank N.A. Securities, investment advisory and brokerage products are available through TDPCW, a US Securities and Exchange Commission registered investment adviser and member FINRA/SIPC.

TD Automated Investing and TD Automated Investing Plus are digital platform offerings of TDPCW. High Net Worth and TD Investment Services (US) are fully managed account offerings available through TDPCW. Epoch Investment Partners, Inc. (Epoch) is a federally registered investment adviser that provide investment management services to TDPCW and TD Bank, N.A.

TD Bank, N.A., TDPCW, and Epoch are affiliates.

TD Wealth Management Services Inc., an insurance agency (TDWMSI), offers insurance products. TD Bank, N.A. and TDWMSI are affiliates.

TD Bank, N.A. and its affiliates and related entities are not liable for any errors or omissions in the information or for any loss or damage suffered.

Please read the Legal Disclaimers in conjunction with these pages.

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