Annuities

Protect your assets, defer taxes and get a guaranteed payout for future income.

Your benefits with a fixed annuity include:

  • Guaranteed income1
  • Principal protection
  • Tax advantages
  • Competitive rates
  • Monthly, quarterly, semi-annual or annual payouts – for as long as you live

Gain financial confidence

Annuities can help you reach your personal financial goals for retirement. We'll work with you to find the right fit from a range of annuities from leading insurance carriers.

Your investment

Benefit to you

Tax-deferred fixed annuity

Pay into your investment over time – upon retirement or while you’re still working

The security of additional savings for retirement – tax deferred – with guaranteed return of principal and interest1

Single premium income annuity

Pay into your investment in one lump sum

Provides you with a steady stream of income immediately – and for life

Advantages for retirement and beyond

Adding annuities to your financial portfolio can provide a range of benefits

  1. Income: Annuities can provide a guaranteed income stream, either for the near or long term2

  2. Estate planning: You can use annuities to strategically transfer your wealth

  3. Tax advantages: Your money grows tax-deferred; you pay no taxes until you withdraw3

  4. Liquidity: Access your money through a range of flexible options to create an income stream that you can't outlive2

Related investing and financial information

About TD Wealth

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Explore your annuity options

Meet with a TD Wealth Financial Advisor to talk about the annuity options that best meet your needs.

The information, education and general descriptions contained herein are provided solely for informational and educational purposes. This material is not intended to be viewed or construed as a suggestion for you to take (or refrain from taking) a particular course of action or as the advice of an impartial fiduciary. This information should not be viewed as individual tax, financial or investment advice. Please consult your tax and/or financial adviser for information and advice specific to your individual circumstances.

1All guarantees are based on the claims-paying ability of the issuing insurance company.

2Principal interest and future income are guaranteed by the issuing insurance company. Guarantees are based on the claims-paying ability of the issuer and the type of fixed annuity purchased.

3The taxable portion of distributions and withdrawals are generally subject to ordinary income tax rates, and if taken before age 59½ may be subject to a 10% federal tax penalty. Withdrawal charges may also apply.

TD Personal Financial Services is a unit of TD Wealth. Insurance products and services are offered through TD Wealth Management Services Inc., ("TDWMSI"), a licensed insurance agency and a subsidiary of TD Bank, N.A. TDWMSI represents the insurer in placing your insurance and may provide services to you for that insurer. TDWMSI will receive compensation from the insurer in connection with placement of your insurance. TD Bank and TDWMSI are affiliates.

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