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A letter from our President and CEO

When you do business with TD Bank, America's Most Convenient Bank®, you're entrusting us with some of your most valuable assets. That is a responsibility we take extremely seriously.

We know you want to feel confident in the financial soundness of the banking institutions you do business with. TD Bank operates from a position of financial strength and security—with a longstanding focus on prudent risk management—and we hold ourselves to high standards of integrity, ethics and compliance.

Above all, we are committed to our customers, our communities and our colleagues.

Thank you for placing your trust in us. We greatly appreciate your business, and we look forward to continuing to help with your financial goals and needs.

Leo Salom, President and CEO

Our commitment in action

At TD Bank1, we focus on stability through a diversified business model with a full range of retail, small business and commercial banking products and services.

  • More than 10 million

    customers2

  • Approximately $407 billion

    in total assets3

  • Approximately $318 billion

    in total deposits4

  • 8th

    largest bank5

TD Bank is strong

TD Bank is well-positioned to withstand economic cycles due to our:

  • Diverse business model: Our full range of retail, small business and commercial banking products allows us to stay resilient to changes in individual sectors of the economy
  • Large geographic footprint: Serving the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida helps us withstand regional challenges

Most recent financial reports

TD Bank's financial strength in the U.S.

TD Bank in the U.S. is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank, a top 10 financial services company in North America7 and a Global Systemically Important Bank (G-SIB).8

  • Well capitalized and ample liquidity: TD Bank in the U.S. has strong capital and liquidity positions, consistently maintaining capital and liquidity ratios well in excess of regulatory minimums.

Regulatory and investor information

Culture and community engagement

Prudent risk management is a shared responsibility built into our culture that guides our community connection.

  • More than 27,000 employees uphold our culture of care9
  • $35.5M given in charitable contributions in 202310
  • 2021 Outstanding Community Reinvestment Act (CRA) Rating

See how we care for our communities

We're here to help

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Frequently Asked Questions

All deposits and deposit products are FDIC-insured, up to $250,000 per depositor, per ownership category. That includes checking accounts, savings accounts, money market deposit accounts, certificates of deposit (CDs).

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TD Private Client Wealth LLC (TDPCW), a US Securities and Exchange Commission registered investment adviser and broker-dealer, is a member of the Securities Investor Protection Corporation (SIPC) and its accounts are covered by SIPC. SIPC is a federally mandated corporation that protects clients of a broker-dealer against the loss of cash and securities in the unlikely event that the broker-dealer fails and becomes insolvent. SIPC funds are available to make up for any shortfalls in client assets and is limited to $500,000, including up to $250,000 in cash, per client in accordance with SIPC rules.  Note that SIPC coverage is not the same as, nor is it a substitute for, FDIC deposit insurance. Securities purchased through TDPCW are not FDIC-insured.  For more information about SIPC, please visit www.sipc.org.

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TD Bank works closely with regulatory bodies across the U.S. to adhere to regulations, deliver for our customers and do our part to maintain stability across the financial industry.

Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third-party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third-party sites.

Third-party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.

1 TD Bank refers to the U.S. retail business segment of TD Bank Group. Amounts are in U.S. dollars unless otherwise noted.​

2 Customer numbers as of July 31, 2024.​

3 Total Assets based on TD Bank U.S. Holding Company for the third quarter ended July 31, 2024.

4 Total Deposits reported is an average for the third quarter ended July 31, 2024. Total Deposits include personal and business deposits as well as the insured deposit account agreement with​ Schwab.​

5 Based on total assets of banks with domestic retail banking operations. Source: S&P Global Market Intelligence, Top 50 US banks and Thrifts in the U.S. ​

6 Data as of June 30, 2024, and reflects TD Group US Holdings LLC (“TDGUS”), which is TD’s top-tier U.S. bank holding company and “Intermediate Holding Company” (IHC).

7 Based on TD Bank Group's rankings against North American Peers (defined as Canadian Peers and U.S. Peers) for total assets, total deposits, market capitalization, reported net income, adjusted net income, average full-time equivalent staff, common Equity Tier 1 capital ratio, and Moody's long-term deposits/counterparty rating. For more information and the list of Canadian Peers and U.S. Peers, see slides 7 and 8 of the Quarterly Investor Presentation.

8 G-SIB is a bank that has significant importance to the global economy and is required to undergo additional stress testing and more rigorous regulation.  As a G-SIB, The Toronto-Dominion Bank is subject to extra regulatory safeguards, including higher capital buffer requirements, total loss-absorbing capacity requirements, and higher supervisory expectations. 

9 Employee numbers as of July 31, 2024, on TD Bank's Business Profile page.

10 U.S. Community Giving processed through the TD Ready Commitment Network; includes TD Bank giving and TD Charitable Foundation grants as reported from November 1, 2022 through October 31, 2023.

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