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Here’s how to get the $495 offer

  • Offer 1: Open a new TD Student Chequing Account and you could get $125 

    • $0 Monthly Fee (Keep this account until 23 years old or with proof of enrollment in full-time post-secondary education)
    • Unlimited transactions
    • No transfer fee to send or request money using Interac e-Transfer®
    • With your TD Access Card with Visa Debit* you can shop securely online, make in-app purchases, and pay for your online bills – all directly from your TD bank account.
  • Offer 2: Apply for a new TD Cash Back Visa* Card and you could earn up to $60 in Cash Back Dollars Δ

    • Pay no annual fee plus earn 1% in Cash Back Dollars on eligible purchases1
    • Easily turn purchases of $100 or more into manageable 6, 12 or 18 month payment plans. Conditions apply. Learn more
    • Plus, earn 50% more Stars at Starbucks after you link your TD card with your Starbucks® Rewards Account. Learn more
    • Must be approved and opened by April 30, 2025. Offer ends April 30, 2025.
  •  Offer 3: Open a new TD Direct Investing account and get up to $250 in value

    • Earn a cash reward of $50, get 10 commission-free trades ($9.99 per trade) plus, discounted 50% rebated trades afterward as long as you are a student
    • Your quarterly maintenance fees are also rebated ($25 per quarter) for the first year
    • Free live webinars & Master Classes to build investing knowledge
    • Bank and invest in one app with Canada's top digital brokerage2

    Conditions apply. Offer ends April 30, 2025.

Plus: Save $60 in monthly fees on Overdraft Protection

Apply, be approved and add Overdraft Protection on a new TD Student Chequing Account and save $60 in monthly fees on Monthly Plan Overdraft Protection. Conditions apply.

Frequently asked questions

For opening your new TD Student Chequing Account, you will need to bring with you the following:

  1. One of the following: A valid passport, Canadian driver’s licence, or Canadian Government Identification Card.
  2. Your proof of enrollment that you are enrolled in a post secondary program, if you are over 23 years old.

You can only use your TD Student Chequing Account as long as you're under 23 years old, or a full-time post-secondary student in an accredited college or university in Canada with Proof of Enrollment. When you are over 23, your account is automatically converted to a regular TD account unless you provide proof of enrollment.


The $125 Cash Offer will be deposited into the New TD Student Account within 12 weeks after all conditions have been met, provided that the new TD Student Chequing Account is still open, in good standing, with all conditions continuing to be met. We can change, extend or withdraw the $125 Cash Offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply.


At TD Direct Investing, we offer extensive educational resources to our clients.

Learning Centre

Easily access educational content through the Learning Centre in WebBroker and the TD app. Learn more about investing – no matter your level of experience – through our expanding library.

Research tools

From options to momentum trader, from buy and hold to active investor, we have the market insights and research tools you're looking for.  Go to our  Markets & Research page.

Market insights

MoneyTalk: Read and watch market perspectives and investment commentary from industry specialists.  Go to our MoneyTalk page or check out  MoneyTalk DIY.


No. The eligibility requirements for the TD Cash Back Visa* Card are that you are a Canadian resident and are of the age of majority in your province/territory of residence.


Explore our other offers for students

  • Student Line of Credit Offer

    Apply, be approved and open a TD Student Line of Credit from November 1, 2024 to April 30, 2025, and you could be eligible for a $100, $150 or $500 Amazon.ca Gift Card, depending on your program of study. Conditions Apply.

  • International Student Package

    Take advantage of our $900 in value offer for international students designed to meet your banking needs as you focus on your studies in Canada! Conditions apply.

Interested in all these offers

Book an appointment today and a TD banking specialist can help you