New to TD Bank Chequing Program (Terms and Conditions)
Calculating up to $500 in cash
§ Up to $500 in value is calculated as follows: Offer 1) $400 cash + Bundle Offer 2) $100 cash = $500 total cash value.
Offer 1) Earn $400 in cash upon opening a new TD All-Inclusive Banking Plan or TD Unlimited Chequing Account and complete the qualifying criteria in accordance with Offer 1 below.
Bundle Offer 2) Earn $100 in cash upon opening a new TD All-Inclusive Banking Plan, TD Unlimited Chequing Account, TD Every Day Chequing Account or a TD Minimum Chequing Account AND a new TD ePremium Savings Account or TD Every Day Savings Account AND apply for and be approved for a new TD Credit Card in accordance with Bundle Offer 2 below.
Offer 1: Chequing Account $400 Cash Terms and Conditions
† To earn $400 in cash, a customer must
(a) Open a new TD All-Inclusive Banking Plan or TD Unlimited Chequing Account (the Offer 1 Account) between November 1, 2024, to February 25, 2025.
(b) Complete any two of the following with the Offer 1 Account:
- Set up a recurring Direct Deposit from an employer, pension provider or the Government with the first deposit posted to the Offer 1 Account before
April 25, 2025. The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month.
- Make an Online Bill Payment through TD EasyWeb or the TD app, minimum $50, before April 25, 2025.
- Set up a recurring Pre-Authorized Debit, minimum $50 with the first Pre-Authorized Debit posted to the Offer 1 Account before April 25, 2025. Pre-authorized Debit must occur either weekly, biweekly, monthly, or twice per month. Learn more about Pre-Authorized Debits
The $400 cash offer is available to Canadian residents that do not have an existing TD Chequing Account and that are the age of majority at time of account opening in their province or territory.
Whether or not a recurring Direct Deposit is acceptable for this offer is subject to our approval.
The following are not eligible for the $400 cash offer:
1. Customers who already had a TD Chequing Account that was closed on or after November 1, 2023
2. Customers who already have a TD Chequing Account as of November 1, 2024
3. Customers who received any TD Chequing Account offers from TD in 2022, 2023, 2024; or
4. TD staff members or any TD customers who have a joint account with a TD staff member.
For any Offer 1 Account that is a joint account, at least one account holder must meet the eligibility requirements. Limit of one $400 cash offer per Offer 1 Account. Limit of one $400 cash offer per customer.
The $400 cash will be deposited to the Offer 1 Account within 12 weeks after all required conditions have been met, provided that the Offer 1 Account is still open, in good standing, and the same account type with all conditions continuing to be met. The monthly fee for the Offer 1 Account cannot have been waived or rebated for any reason, other than maintaining the minimum monthly balance, receiving a seniors' rebate, or receiving the New to Canada 12-month fee waiver on the TD Unlimited Chequing Account, and the type of account cannot have changed, before the $400 cash is deposited into the Offer 1 Account.
We can change, extend, or withdraw the $400 cash offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product, except the New to Canada Banking Package. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply.
For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.
Bundle Offer 2: $100 Cash Terms and Conditions
◊ To earn $100 in cash, a customer must meet the following conditions:
a. Open a new TD All-Inclusive Banking Plan, TD Unlimited Chequing Account, TD Every Day Chequing Account or TD Minimum Chequing Account (the Offer 2 Account) between November 1, 2024, to February 25, 2025.
b. Open a new TD ePremium Savings Account or TD Every Day Savings Account (the TD Savings Account) by April 25, 2025, and complete one of the following with the TD Savings Account;
i. Set up a Pre-authorized Transfer Service with the first transaction processed by July 25, 2025. The Pre-authorized Transfer Service must occur either weekly, biweekly, monthly, or twice per month;
ii. Set up Simply Save with the first transaction processed by July 25, 2025; and
c. Apply and be approved for a new TD Cash Back Visa* Card, TD Cash Back Visa Infinite* Card, TD Rewards Visa* Card, TD Platinum Travel Visa* Card, TD First Class Travel® Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Credit Card, TD® Aeroplan® Visa Infinite* Card, TD® Aeroplan® Visa Infinite Privilege* Credit Card, TD Low Rate Visa* Card (a New TD Credit Card) by April 25, 2025. The New TD Credit Card must be kept open, active and in Good Standing for 60 days after account opening.
The $100 cash offer (Bundle Offer 2) is available to Canadian residents that are the age of majority at the time of the TD Savings Account and new TD Credit Card opening in their province or territory.
We reserve the right to limit the number of accounts opened by any one person. Bundle Offer 2 may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.
Customers that open a new TD Every Day Chequing Account or TD Minimum Chequing Account from November 1, 2024, to February 25, 2025, will be eligible for the Bundle Offer 2 only, not the $400 cash TD Chequing Account offer (Offer 1).
The following are not eligible to earn the Bundle Offer 2:
- Customers who already had a TD Chequing Account that was closed on or after November 1, 2023,
- Customers who already have a TD Savings Account as of November 1, 2024,
- Customers who had a TD Savings Account that was closed on or after November 1, 2023,
- Customers who received any Savings Account offer from TD in 2022, 2023, 2024; or
- TD staff members or any TD customers who have a joint account with a TD staff member.
- Customers who are a Primary Cardholder of a personal TD Credit Card as of November 1, 2024
- Customers who have activated and/or closed a personal TD Credit Card account in the past 12 months.
The $100 will be deposited to the Offer 2 Account within 12 weeks after all required Bundle Offer 2 conditions have been met, provided that the Offer 2 Account, the TD Savings Account and TD Credit Card are all still open, in Good Standing, and with the same Chequing Account type. All required conditions must continue to be met until fulfillment of the Bundle Offer 2. Maximum offer of $100 per TD Savings Account and new Credit Card opened during the offer period. Maximum offer of up to $100 per customer.
We can change, extend, or withdraw the Bundle Offer 2 at any time, and it cannot be used in conjunction with any other offer or discount for the same product. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply. For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.
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