TD Home / Post Grad & Young Adult / Your future, your plan

Write your own story. Your future awaits you.

Live the life you want while working towards a sound plan for your future. That’s why we’re here – to help you manage and grow your finances to achieve your financial goals. Let’s start by looking at borrowing options for your day-to-day needs, and long-term investment options for the bigger goals in your life.

Write your own story. Your future awaits you.

Plan your financial future

Making smart financial decisions today can help set you up for future success tomorrow.

Make it happen with savings and investments

Our investment products and registered plans can help you achieve your short, medium and long-term financial goals.

Saving for a major purchase

No matter what you have in mind for your next big purchase, start saving for it early with a plan you can stick to.
Saving for a vacation

Add some saving tips to your trip planning to help you budget and pay for your next vacation destination.
Saving for a home

Save your way into owning your own home with our tips and tools for first-time home buyers.

Investing at TD

Why choose TD?

Whether you’re new to investing or already have a clear idea of your investment goals, we have a range of investing platforms and account types to suit different types of investors. Learn more about our offerings and which service is right for you.

With TD, you can:

Easily trade stocks and TD ETFs using TD Easy Trade^TM, with 50 commission-free stock trades per year and no account fees
Access our premium desktop offering called WebBroker, packed with robust trading tools, market data, and research reports
Easily set goals, track your progress and adapt your plan as you — go all within WebBroker and TD Easy Trade

Investment accounts to feel confident about

Starting your investment journey with these options could help you achieve your important goals in the future.

Tax-Free Savings Account (TFSA)

Grow your money tax-free, making it a great option when saving for short and long-term goals

Zero tax means you keep all of your investment gains on qualified investments

Withdraw your money whenever you need it

Choose from a variety of investment options, including mutual funds, GICs and more
Registered Retirement Savings Plan (RRSP)

Save for retirement on a tax-deferred basis

Lower your tax bill in the years you contribute

Pay no tax on your qualified investments until they are withdrawn

Access funds in your RRSP to help buy your first home or pursue further education
First Home Saving Account (FHSA)

Contribute up to a limit of $40,000 for your first home ¹

Pay no tax on earnings from your qualified investments, if withdrawn for a qualifying home purchase

Help lower your tax bill in the years you contribute

Take the first step towards saving for your goals with TD Goal Builder

Having a goal is just the beginning. Reaching it takes an understanding of what you need to do to get there. TD Goal Builder can help you do just that.

Learn more

Invest in your future

From purchasing a home to planning for retirement, investing may help you get there sooner. Read our tips on how you could grow your money and feel more prepared for your financial future.

Maximize your savings

Have a savings goal in mind? Find out how much you should be putting aside and how to help those savings grow.
Tips for First-Time Home Buyers

Buying your first home and not quite sure where to start? You’re not alone. To help you move forward, we’ve put together this handy checklist.
Make the most out of your mutual fund investments

Find out how to make the most of your mutual fund investments with these 3 strategies.

Maximize your savings

Have a savings goal in mind? Find out how much you should be putting aside and how to help those savings grow.
Tips for First-Time Home Buyers

Buying your first home and not quite sure where to start? You’re not alone. To help you move forward, we’ve put together this handy checklist.
Make the most out of your mutual fund investments

Find out how to make the most of your mutual fund investments with these 3 strategies.

Frequently asked questions

Yes, we do. Easily access educational resources through the Learning Centre in WebBroker and the TD app.

Learn more about investing and trading – no matter your level of experience – through our expanding library of online content:

Videos: Our easy-to-follow video lessons will help build your understanding of investing and TD Direct Investing platforms.
Master Classes: These interactive, one-hour online workshops are designed for small groups and provide an intimate learning experience. They're led by investing education specialists who will take your questions live. View our schedule of upcoming Master Classes and register for topics of interest.
Webinars: Our webinars cover a variety of topics and will help you become a more informed investor – at your own pace. Join in for new webinars monthly, or explore past sessions for all knowledge levels on our website.

Not a client?

To learn more about our educational resources, visit the Investor Education page

At TD Direct Investing, we offer extensive educational resources to our clients.

Learning Centre

Easily access educational content through the Learning Centre in WebBroker and the TD app. Learn more about investing – no matter your level of experience – through our expanding library.

Research tools

From options to momentum trader, from buy and hold to active investor, we have the market insights and research tools you're looking for. Go to our Markets & Research page

Market insights

MoneyTalk: Read and watch market perspectives and investment commentary from industry specialists. Go to our MoneyTalk page or check out MoneyTalk DIY

Many people are taught from a young age that “cash is king.” From tooth fairy money to allowances and first paycheques, there are few things as gratifying as seeing our cash balances rise over time (whether they’re held in a piggy bank or a bank account). What many people may not learn until later in life is that holding too much uninvested cash can be counterproductive.

So, what's the issue with holding uninvested cash and what can you do about it? We can help explain.

The TD app helps you learn, trade, and manage your investments conveniently and effortlessly. Take advantage of these top 5 investing features to get the most of your TD Direct Investing experience:

Move cash real-time
Find investments and track market news
Trade on the go
Access the learning centre
Monitor your portfolio performance

Learn more and download the TD app.

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Write your own story. Your future awaits you.

Write your own story. Your future awaits you.

Plan your financial future

Make it happen with savings and investments

Saving for a major purchase

Saving for a vacation

Saving for a home

Investing at TD

Investment accounts to feel confident about

Tax-Free Savings Account (TFSA)

Registered Retirement Savings Plan (RRSP)

First Home Saving Account (FHSA)

Take the first step towards saving for your goals with TD Goal Builder

Invest in your future

Maximize your savings

Tips for First-Time Home Buyers

Make the most out of your mutual fund investments

Maximize your savings

Tips for First-Time Home Buyers

Make the most out of your mutual fund investments

Frequently asked questions

Continue exploring

See you in a bit

Write your own story. Your future awaits you.

Write your own story. Your future awaits you.

Plan your financial future

Make it happen with savings and investments

Investing at TD

Investment accounts to feel confident about

Take the first step towards saving for your goals with TD Goal Builder

Invest in your future

Frequently asked questions

Do you offer investing education online?

How do I learn about investing?

Should I keep cash or invest?

How can I get the most out of the investing features in the TD app?

Continue exploring