Registered Plans

Registered plans are savings and investment accounts registered with the federal government that offer tax advantages. Investing in a registered plan can help you save for a number of goals, including saving for a down payment, education savings, or retirement. Like a basket, your registered plan can carry a wide range of investment products including cash, GICs and mutual funds.

As your money grows, your earnings benefit from the registered plan's tax advantages.


Plans for every goal

Retirement. A down payment on a home. A child’s education. Whatever you’re saving for, a registered plan can help you achieve your goals faster.

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Great for: Individuals seeking a flexible way to save for any purpose.

Grow your money, tax-free, and make withdrawals at any time.1


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Great for: Saving for retirement while receiving tax benefits.

Tax-deferred growth for retirement, a first home, or continued education.2


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Great for: Saving for a child's post-secondary education.

Save for a child's post-secondary education with eligibility for government grants.3


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Great for: Those nearing retirement who have an existing RRSP.

Manage your retirement with a steady stream of income after you retire.


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Great for: Canadians with disabilities and their families.

Tax-deferred growth for Canadians with disabilities and their families.


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Great for: Canadians looking to purchase their first home.

A new registered Tax-Free First Home Savings Account (FHSA) to help Canadians save towards their first home by allowing account holders to contribute up to $40,000 over the lifetime of the plan.



We can help you plan for the future

  • Personalized investment advice

    We help you understand your options while working with you to build the right plan for your financial goals.

  • The right options

    No matter what type of investor you may be, we’re ready with options to help you succeed.

  • Convenience

    The advice you want, on your terms. Call us Monday to Friday from 8am – 8pm to speak to an investment specialist in English, French, Mandarin or Cantonese.

Tools and Calculators

Articles and tips to help you get started


Legal

1,2 Subject to eligibility and conditions.


Ready to Invest? We can help!

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