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TD Trip Cancellation & Trip Interruption Insurance
This plan is ideal if you are an occasional traveler who doesn’t need medical coverage but wants coverage for eligible travel expenses in case your trip is cancelled or interrupted for a covered reason.
Coverage Highlights
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Coverage Overview |
Maximum Benefit Payable |
|---|---|
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Trip Cancellation Covers eligible expenses for covered events that cause cancellation of your travel plans prior to your departure date |
Up to the amount of coverage you select when purchasing the plan, with a maximum option of $20,000 per insured person, per covered trip |
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Trip Interruption Covers eligible expenses for covered events that cause disruption of your travel plans on or after your departure date |
Up to the amount of coverage you select when purchasing the plan, with a maximum option of $20,000 per insured person, per covered trip |
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Meals and Accommodation Covers costs of meals and accommodation if a covered event interrupts or delays your scheduled return date |
Up to $350 per day, per insured person, up to a maximum of $700 per insured person, per covered trip |
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Transportation Covers cost of transportation, subject to pre-approval if a covered event causes your trip to be unexpectedly interrupted. |
The extra cost of your economy class transportation |
Eligibility
You are eligible to apply if you meet the following conditions:
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You are a Canadian resident.
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At least 18 years old on the effective date of your Trip Cancellation and Trip Interruption Insurance (and if you are under 18 years old, a parent or guardian can provide authorization).
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You purchased the plan while in Canada and you purchased the plan before you depart on your trip.
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You are a TD Bank Group customer, or the spouse or dependent child of a TD Bank Group customer.
Exclusions and Limitations
It’s important to know that benefits will only be paid for eligible expenses and only up to the maximum amount. A complete list of exclusions that apply to your plan will appear in your certificate, but here are some examples.
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Pre-existing medical conditions.1
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Committing or attempting to commit an illegal or criminal act.
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Intentional self-inflicted injuries.
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Travel to destinations under a travel advisory by the Canadian government.
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The birth of a child during your trip.
Refer to the Sample Certificate of Insurance for a full description of eligibility requirements, defined terms, benefits, limitations and exclusions.
View Product Summary and Fact Sheet (for residents of Quebec only)
Why TD Trip Cancellation & Interruption Insurance can be a smart choice?
You can select the coverage amount
This plan lets you choose – and only pay for – the amount of coverage you select, to a maximum of $20,000.
Claims and contact Info
TD Trip Cancellation & Trip Interruption Insurance is administered by Global Excel Management Inc. and its subsidiary, CanAm Insurance Services (2018) Ltd.
TD Trip Cancellation & Trip Interruption Insurance is a group plan underwritten by TD Life Insurance Company (medical covered causes) and TD Home and Auto Insurance Company (non-medical covered causes), designed exclusively for the clients of TD Bank Group and is distributed by The Toronto-Dominion Bank. Medical and claims assistance, claims payment and administrative services are provided by the administrator described in the Certificate of Insurance.
Coverages and benefits are subject to eligibility conditions, limitations, and exclusions, including pre-existing medical condition exclusions. Please refer to the Sample Certificate of Insurance for full details.
1 Claims related to Pre-existing medical conditions may not be covered. Pre-existing medical condition means any sickness, injury or medical condition (other than a minor ailment) that was not stable during the time period specified in the certificate. Refer to the Sample Certificate of Insurance to determine how this exclusion may affect your coverage.
Mailing Address:
TD Life Insurance Company
P.O. Box 1 TD Centre
Toronto, Ontario M5K 1A2
TD Home and Auto Insurance Company
P.O. Box 1 TD Centre
Toronto, Ontario M5K 1A2
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