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What TD Offers
At TD, you have a range of RRSPs to choose from that can be tailored to your retirement and savings goals. Get started.
Daily Interest Savings Account (DISA)
Benefits:
- Easy access to your money
- Pays daily interest
- No minimum contribution amount
GICs can be a great option for those cautious about investing because your principal is fully protected.
Benefits:
- Interest earned is not taxed until withdrawn from the RSP
- Choose from fixed rate GICs or Market Growth GICs1
- GICs earn a return while protecting your principal
This investment account offers mutual funds for most types of investors.
Benefits:
- Professionally managed
- Offers a wide range of investment options
- 1-on-1 assistance from a Mutual Funds Representative
Ability to take control by building and managing your own investment portfolio.
Benefits:
- Freedom to tailor and build your own portfolio
- Ability to diversify your investments
- Investment income can be tax-deferred
These investment accounts, which function as an RRSP, hold locked-in pension funds for former pension plan members.
Benefits:
- Interest earned is not taxed until funds are withdrawn from the plan
- Funds can only be accessed under certain conditions
- By the end of the year in which you turn 71, transfer to an eligible Retirement Income Option
Legal
1 With Market Growth GICs, your return is based upon the change, if any, in the underlying stock market index or indices over the term of the GIC. There is also a guaranteed minimum interest return for all Market Growth GICs.
2 Refers to the TD Waterhouse Self-Directed Retirement Savings Plan.
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