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Ways to help you save money
Looking for ways to save? Putting some thought into how you save money and building a plan can help you feel more financially confident about the future. Start by identifying your unique financial goals—knowing what you're saving for now can help you stick to your financial plan over time.
Tips to help you save
- Create a budget to track your spending and see where there may be opportunities to shave down your expenses and save some money. The TD MySpend app can be a way to track your spending and help you stay on top of it.
- Pay yourself first by automatically transferring a certain amount of funds and depositing it into your savings account on a schedule that works for you.
- Put any extra income that you might get (like a tax refund or an inheritance) into your savings account.
- Consider investing some of your money. Read our tip sheet about some investment basics.
How much can your savings grow?
The more frequently you can contribute to your savings account, the more your savings could grow, depending on the interest rate that applies to your account. Consider contributing the same amount on a bi-weekly or monthly basis.
Thinking about investing as one way to help you save money? A tool like the Compound Interest Calculator can help you see how your investments could grow over time.