^ Account must be open and in Good Standing to earn and redeem Cash Back Dollars. Redemptions of Cash Back Dollars at any time on request must be for a minimum amount of $25. Where Cash Back Dollars are redeemed on an annual basis, the annual earnings period will start from when the Card is used to make Purchases until the Account’s January billing cycle of the following year, after which time the annual earnings period will continue each year from the Account’s January billing cycle to the January billing cycle of the following year. Cash Back Dollars will continue to accrue until redemption instructions are provided. There is no maximum annual amount of Cash Back Dollars that can be earned. For complete details on how to redeem Cash Back Dollars, please see the “TD Cash Back Program Terms and Conditions” section of the TD Cash Back Visa Cardholder Agreement available at www.tdcanadatrust.com/products-services/banking/credit-cards/agreements.jsp.
6 Aeroplan™ points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.
7 TD Global Transfer Offer Terms & Conditions: The unlimited TD Global Transfer transfer fee rebate offer for up to 12 months is available to individuals who qualify for the New to Canada package and open a TD Unlimited Chequing Account (“the New Chequing Account”). During the period the New Chequing Account monthly account fees are waived (up to 12 months), a rebate of the transfer fee of the TD Global Transfer will be credited to the New Chequing Account within 45 days of the effective date of the transaction for each eligible TD Global Transfer transaction, provided that the New Chequing Account is still open and in good standing. Rebates are only eligible for transfers completed from the New Chequing Account, using the following transfer methods:
(i) Western Union® Money TransferSM
(ii) Visa Direct
(iii) TD Global Bank Transfer
The TD transfer fee is up to $25. The transfer fee amount is dynamic and will vary depending on the amount being sent, the recipient country and the currency of the account funding the transaction.
Foreign exchange and other banks fees still apply. If you are sending funds in a different currency from the currency of your account, you will be purchasing this other currency from us at the exchange rate we set. Fees are in the currency of the account from which the money is sent. Other banks involved in transferring the money may charge additional fees to the recipient of the funds. For details on fees, please see http://www.tdcanadatrust.com/products-services/banking/accounts/fees.jsp
For details on TD Global Transfer, please see https://www.td.com/ca/en/personal-banking/how-to/international-money-transfer/td-global-transfer/ . Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.
8 Bundle Offer Terms and Conditions: To earn $100 in cash, a customer must meet the following conditions:
a. Open a new TD Unlimited Chequing Account (the New Chequing Account) between November 1, 2024, to February 25, 2025.
b. Open a new TD ePremium Savings Account or TD Every Day Savings Account (the TD Savings Account) by April 25, 2025 and complete one of the following with the TD Savings Account;
i. Set up a Pre-authorized Transfer Service with the first transaction processed by July 25, 2025. The Pre-authorized Transfer Service must occur either weekly, biweekly, monthly, or twice per month;
ii. Set up Simply Save with the first transaction processed by July 25, 2025; and
c. Apply and be approved for a new TD Cash Back Visa* Card, TD Cash Back Visa Infinite* Card, TD Rewards Visa* Card, TD Platinum Travel Visa* Card, TD First Class Travel® Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Credit Card, TD® Aeroplan® Visa Infinite* Card, TD® Aeroplan® Visa Infinite Privilege* Credit Card, TD Low Rate Visa* Card (a New TD Credit Card) by April 25, 2025. The New TD Credit Card must be kept open, active and in Good Standing for 60 days after account opening.
The $100 cash offer (Bundle Offer) is available to Canadian residents that are the age of majority at the time of the TD Savings Account and new TD Credit Card opening in their province or territory.
We reserve the right to limit the number of accounts opened by any one person. Bundle Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.
The following are not eligible to earn the Bundle Offer:
1. Customers who already had a TD Chequing Account that was closed on or after November 1, 2023,
2. Customers who already have a TD Savings Account as of November 1, 2024,
3. Customers who had a TD Savings Account that was closed on or after November 1, 2023,
4. Customers who received any Savings Account offer from TD in 2022, 2023, 2024; or
5. TD staff members or any TD customers who have a joint account with a TD staff member.
6. Customers who are a Primary Cardholder of a personal TD Credit Card as of November 1, 2024
7. Customers who have activated and/or closed a personal TD Credit Card account in the past 12 months.
The $100 will be deposited to the New Chequing Account within 12 weeks after all required Bundle Offer conditions have been met, provided that the New Chequing Account, the TD Savings Account and TD Credit Card are all still open, in Good Standing, and with the same Chequing Account type. All required conditions must continue to be met until fulfillment of the Bundle Offer. Maximum offer of $100 per TD Savings Account and new TD Credit Card opened during the offer period. Maximum offer of up to $100 per customer.
For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.
We can change, extend, or withdraw the Bundle Offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply. For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.
9 Limited Time TD Unlimited Chequing Account Offer: The $400 cash offer is available to individuals qualifying as New to Canada, that are the age of majority at time of account opening in their province or territory who:
a) Open a TD Unlimited Chequing Account (the New Chequing Account) between November 1, 2024 and February 25, 2025, and
b) Complete any two of the following with the New Chequing Account:
i. Set up a recurring Direct Deposit from their employer, pension provider or the Government with the first deposit posted to the New Chequing Account before April 25, 2025. The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month.
ii. Make an Online Bill Payment through EasyWeb or the TD app, minimum $50 before April 25, 2025;
iii. Set up a recurring Pre-Authorized Debit, minimum $50 with the first Pre-Authorized Debit posted to the New Chequing Account before April 25, 2025. Pre-authorized Debit must occur either weekly, biweekly, monthly, or twice per month. Learn more about Pre-authorized Debit
Whether or not a recurring Direct Deposit is acceptable for this offer is subject to our approval.
The following are not eligible for the $400 cash offer:
I. Customers who already have a TD Chequing Account that was closed on or after November 1, 2023; or
II. Customers who already have a TD Chequing Account as of November 1, 2024; or
III. Customers who received any Chequing Account offers from TD in 2022, 2023, 2024; or
IV. TD staff members or any TD customers who have a joint account with a TD staff member.
For any New Chequing Account that is a joint account, at least one account holder on the New Chequing Account must meet the eligibility requirements. Limit of one $400 cash offer per the New Chequing Account. Limit of one $400 cash offer per customer.
The $400 will be deposited to the New Chequing Account within 12 weeks of all conditions being met, provided that the New Chequing Account is still open, in good standing, with all conditions continuing to be met. The monthly fee for the New Chequing Account cannot have been waived or rebated for any reason, other than maintaining the minimum monthly balance, receiving a seniors' rebate, or receiving the New to Canada 12-month fee waiver on the TD Unlimited Chequing Account, and the type of account cannot have changed, before the $400 is deposited to the New Chequing Account.
We can change, extend, or withdraw the $400 cash offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply.
For information about Chequing Account transactions and a complete list of account fees, see About Our Accounts and Related Services.
10 TD® Aeroplan® Visa Platinum* Credit Card Welcome Offer: Account must be approved by January 6, 2025. Welcome Bonus of 10,000 Aeroplan points ("Welcome Bonus") will be awarded to the Aeroplan Member account associated with the TD® Aeroplan® Visa Platinum* Card Account (“Account”) only after the first eligible Purchase is made on the Account. To receive the additional bonus 10,000 Aeroplan points ("Additional Bonus"), you must make $1,000 in net Purchases (including your first purchase, less any returns and credits) on your Account within 90 days of Account opening. Rebate of the Annual Fee is for the first year for the Primary Cardholder and up to 3 Additional Cardholders added to the Account. To receive the first-year annual fee rebate for the Primary Cardholder ("Primary Cardholder Annual Fee Rebate"), you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder Annual Fee Rebates for Additional Cardholders ("Additional Cardholder Annual Fee Rebate"), you must add your Additional Cardholders by January 6, 2025. The applicable Annual Fee Rebate will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. If you have opened an Account in the last 12 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by one person, and the number of Welcome Bonus Aeroplan points and additional bonus Aeroplan points awarded to any one person. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in good standing at the time the Welcome Bonus Aeroplan points and additional bonus Aeroplan points are awarded. Please allow up to 8 weeks after the conditions for each element of the offer are fulfilled for the Welcome Bonus Aeroplan points and additional bonus Aeroplan points to be credited to your Aeroplan Member account. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any bonus points not yet awarded.