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Get the most out of my business credit card

Looking for a credit card for your business? View all TD Business Credit Cards.

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A tool to help you manage business credit card expenses

TD understands that it is important to keep track of your TD Business Credit Card expenses. That’s why we built the TD Card Management Tool. It’s an easy way to access and create online reports, review your business expenses, manage existing credit limits and apply spend controls. All at no additional cost with your TD Business Credit Card.

Learn More to get started or call 1-866-222-3456.

Additional convenience with balance transfers

From time to time, you may want to consolidate2 other higher-interest rate non-TD credit or retail store card balances on your TD Business Credit Card Account. Talk to us about the convenience and potential interest savings of consolidating your balances.

TD Visa Cheques & Visa SavingsEdge Program

TD Visa Cheques
You can use TD Visa Cheques3 just as you would a business or personal cheque. They can be used to charge business goods and services directly to your TD Business Credit Card Account (up to your available credit) where Credit Cards aren’t accepted. You can also use them to transfer non-TD Canada Trust credit balances to your TD Business Credit Card Account.

Visa SavingsEdge Program
Enroll your TD Business Credit Card for FREE in the Visa SavingsEdge4 Program and enjoy discounts of up to 25% off on qualifying business purchases, including business travel and entertainment, computers and electronics, business services and more. Your savings are applied automatically to your Account, and appear as credits on your future statements. Learn more at www.visasavingsedge.ca

Pay your bills on time, every time

Use your TD Business Credit Card to pay recurring business bills with convenient automatic bill payments

It’s easy to set up Pre-Authorized Payments

Set up regularly recurring bill payments on your account through participating merchants to save time and avoid late fees with bills paid automatically on their due dates.

Ways to pay your TD Business Credit Card Account each month

You can arrange to have the monthly Minimum Payment or the balance in full automatically paid so you won’t have to worry about missed payments again. Payments can be made from your Business Chequing Account or Business Savings Account at any financial institution.

  • Transfer funds from another TD Account

    You can transfer funds to your TD Business Credit Card as a real-time payment.

  • Add your Card as a payee

    You can add your TD Business Credit Card to your payee list in Payments.

  • Set up a Pre-Authorized Debit

    Easily set up a Pre-Authorized Debit for your TD Business Credit Card.

How to transfer between Accounts

You can transfer funds from another TD Account to your TD Business Credit Card in five simple steps. You can make the transfer online after logging in to EasyWeb or by going to Transfers in the TD app (you will be prompted to login).

  • 1

    Select Transfers from the left menu or within the Accounts tab.

  • 2

    Open the From drop down list and select the account to transfer your payment from.

  • 3

    Open the To drop down list and select the name of the TD credit card you wish to pay.

  • 4

    Enter the amount you want to transfer (pay) and select Next.

  • 5

    Review your details and select Finish on the confirmation page to complete your transfer.

How to add your TD Business Credit Card as a payee

You can add your TD Business Credit Card to your payee list in Payments. You can do this online through EasyWeb or on the TD app.

  • EasyWeb

    On EasyWeb after you log in:

    1. Select Payments from the left menu or within the Accounts tab.
    2. Select Pay Canadian Bills.
    3. Click the Add payee button on the Pay Canadian Bills page.
    4. In Enter Payee Name, enter the credit card you have – "TD Visa"- and click Search.
    5. Enter your TD Business Credit Card number in the Account Number field and select Next. A description (e.g. Mom's card) is optional.
    6. Review your payee information and select Finish on the confirmation page.
    7. If you want to make a payment right away, just select Pay this Payee.

  • TD app

    On the TD app, select Pay Bill, you will then be prompted to login. After you log in:

    1. Select Pay Canadian Bills.
    2. Click the Add payee button on the Pay Canadian Bills page.
    3. In Enter Payee Name, enter the credit card you have – "TD Visa"- and click Search.
    4. Enter your TD credit card number in the Account Number field and select Next. A description (e.g. Mom's card) is optional.
    5. Review your payee information and select Finish on the confirmation page.
    6. If you want to make a payment right away, just select Pay this Payee.

How to set up a Pre-Authorized Debit for your TD Business Credit Card

  1. Read and complete the TD Credit Cards Pre-Authorized Debit (PAD) Agreement

  2. Mail or fax your completed Pre-Authorized Debit (PAD) Agreement to:

    TD Canada Trust
    P.O. Box 337 STN A
    Orangeville ON L9W 9Z9

    Business TD Credit Cards:
    1-877-941-8689 (Fax)

    Commercial TD Credit Cards only:
    1-905-214-0681/1-888-996-0939 (Fax)

    If you want to change the deposit account for the Pre-Authorized Debit set up for your TD Business Credit Card Account or you want to cancel the Pre-Authorized Debit set up for your TD Business Credit Card Account, just follow the same steps set out above.

Credit Limit Increase

If you’re looking for additional credit for your business spending, consider requesting a Credit Limit Increase1 on your TD Business Credit Card Account.

To apply:

Call us 1-800-983-8472 , or book now to meet with a business banking specialist at the branch closest to you.

Sign up online

Legal

1  To be eligible to request a Credit Limit Increase for your TD Business Credit Card Account, you must be the Business Owner and the TD Business Credit Card Account must be in good standing. Subject to approval.

Find out more about our credit cards

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