1.      Are Canadian residents and are the age of majority in their province or territory of residence, as of November 18, 2024;

2.     Open a new TD Savings account, either TD ePremium Savings Account, or TD Every Day Savings Account or TD High Interest Savings Account  by January 31, 2025 (the "New Savings Account") or have an existing TD Savings account either TD ePremium Savings Account, or TD Every Day Savings Account or TD High Interest Savings Account (the "Existing Savings Account"); and

3.   Deposit or transfer a minimum of $10,000 or more directly into the New Savings Account or Existing Savings Account from another Canadian financial institution(s) (the "Cash Transfer") noting:

a)      The Cash Transfer(s) must be in the New Savings Account or Existing Savings Account by no later than January 31, 2025; and

b)      Only Cash Transfer(s) made into the New Savings Account or Existing Savings Account between November 18, 2024, and January 31, 2025, will be used to determine the Cash Transfer bonus tier. Any deposit(s) or transfer(s) made into the New Savings Account or Existing Savings Account before November 18, 2024, and after January 31, 2025, will not count toward Cash Transfer bonus tier; and

c)      Transfers originating from existing TD accounts do not qualify for the Cash Offer; and

d)      The Cash Transfer must be maintained in the New Savings Account or Existing Savings Account for a minimum of 120 days (May 31, 2025) from the deposit cutoff date January 31, 2025; 

e)      The balance of the New Savings Account or Existing Savings Account at the end of January 31, 2025, will be the "Qualifying Balance" that will be eligible to earn the cash offer;

f)      If a customer withdraws or transfers out of the New Savings Account or Existing Savings Account at any time between February 1, 2025, and May 31, 2025, such withdrawn or transferred out amounts will be subtracted from the Qualifying Balance. The customer may still be eligible to earn a lower cash reward, provided the customer meets a Cash Tier Minimum of $10,000.00 until May 31, 2025.

4.    The Cash Offer will be awarded based on the cash amount deposited or transferred and maintained until May 31, 2025, into the New Savings Account or Existing Savings Account from another Canadian financial institution(s) for a maximum of $2,000 in total per eligible customer, based on the table below:

Savings Tiered Offer

Cash Tier Minimum	Cash Offer
$10,000.00	$150.00
$25,000.00	$300.00
$50,000.00	$600.00
$100,000.00	$1,500.00
$200,000.00+	$2,000.00

The up to $2,000 Cash Offer will be deposited to the New Savings Account or Existing Savings Account within 12 weeks after all required conditions have been met, provided that the New Savings Account or Existing Savings Account is open, and in good standing.

The following are not eligible to earn the up to $2,000 cash offer:  

      a)     TD staff members or any TD customers who have a joint account with a TD staff member

      b)     Customers who received any Savings account Cash Transfer offers from TD in 2023 and 2024

For any New Savings Account or Existing Saving Account that is a joint account, at least one account holder on the New Savings Account or Existing Saving Account must meet the eligibility requirements. Maximum offer of up to $2,000 per Savings Account. Maximum offer of up to$2,000 per customer. For information about transactions and a complete list of account fees, see About Our Accounts and Related Services. We can change, extend, or withdraw the cash offer at any time.