Canada
US
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Account Highlights
When you retire, continue to invest your portfolio in the Canadian and US markets by converting your LRSP or LIRA into a self-directed income fund in Canada.
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Keep your momentum
Build your locked-in money with tax-deferred investments while drawing a regular income.
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Control the outcome of your retirement income
If you hold a Locked-in RSP (LRRSP) or a Locked-in Retirement Account (LIRA), convert your account to a LIF or LRIF no later than the year you turn 71.
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Also available:
Locked-In Retirement Income Funds (LRIF)*
Restricted Locked-In Retirement Income Funds (RLIF)*
Pick the Canadian and US securities that seek to provide you income security
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Fixed Income
Selected investments include bonds and other fixed-income products.
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GICs
Secure investments that promise a defined amount at the end of their term.
Open an account online – it's fast and easy
Whether you're new to self-directed investing or an experienced trader, we welcome you.